Lenders › Nationstar Mortgage › California
Nationstar Mortgage in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for California covers 6,473 applications, 3,658 of them originated, worth $902m.
Its denial rate in the state was 26.1%, close to the California rate of 24.8% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its California originations was 3.2 percentage points (state median 0.4).
Applications in the state were up 93% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 26.1% | 24.8% | 19.1% | 24.3% |
| Median rate spread, pp | 3.2 | 0.4 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 57.0% | 19.9% | 44.9% | 15.6% |
| Average originated loan | $247k | $566k | $199k | $329k |
| Home purchase share | 9.0% | 51.2% | 13.9% | 57.0% |
| FHA-insured share | 8.6% | 11.4% | 13.2% | 13.4% |
| VA-guaranteed share | 3.9% | 4.8% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 9% (331)Home improvement 12% (424)Refinancing 12% (425)Cash-out refinancing 25% (922)Other purpose 43% (1,556)
By type
Conventional 88% (3,202)FHA 9% (314)VA 4% (142)
Denial reasons as coded
Share of 1,334 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 1,097 | 606 | $156m | 25.9% |
| Riverside County | 745 | 421 | $98m | 24.6% |
| San Bernardino County | 525 | 301 | $61m | 27.2% |
| Sacramento County | 425 | 258 | $57m | 20.5% |
| San Diego County | 441 | 252 | $84m | 28.7% |
| Orange County | 365 | 190 | $64m | 29.7% |
| San Joaquin County | 233 | 130 | $30m | 27.3% |
| Contra Costa County | 201 | 120 | $38m | 24.2% |
| Fresno County | 214 | 112 | $18m | 31.2% |
| Kern County | 197 | 111 | $18m | 23.5% |
| Stanislaus County | 172 | 102 | $16m | 21.2% |
| Alameda County | 164 | 84 | $29m | 30.1% |
| Ventura County | 154 | 80 | $20m | 29.3% |
| Placer County | 138 | 80 | $16m | 22.9% |
| Solano County | 131 | 80 | $23m | 23.6% |
| Tulare County | 135 | 79 | $13m | 27.3% |
| Santa Clara County | 120 | 78 | $24m | 21.4% |
| Merced County | 63 | 44 | $8.5m | 21.1% |
| Monterey County | 73 | 42 | $10m | 24.6% |
| Sonoma County | 78 | 39 | $8.5m | 29.0% |
| Shasta County | 53 | 33 | $5.2m | 21.4% |
| Santa Barbara County | 59 | 32 | $7.3m | 29.8% |
| El Dorado County | 56 | 32 | $9.1m | 23.3% |
| San Luis Obispo County | 52 | 31 | $8.3m | 17.5% |
| Imperial County | 40 | 26 | $4.5m | 20.6% |
| Yolo County | 38 | 21 | $5.5m | 29.0% |
| Butte County | 35 | 21 | $3.8m | 24.1% |
| Madera County | 42 | 20 | $3.3m | 23.1% |
| Nevada County | 31 | 19 | $5.2m | 29.6% |
| San Mateo County | 34 | 18 | $6.2m | 24.0% |
| Sutter County | 31 | 16 | $4.2m | 38.5% |
| Kings County | 27 | 16 | $2.6m | — |
| Santa Cruz County | 31 | 13 | $3.2m | 40.0% |
| Napa County | 29 | 11 | $3.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in California in 2024?
3,658 loans totalling $902m, from 6,473 applications reported for properties in California.
What is Nationstar Mortgage's denial rate in California?
26.1% of decided applications in California were denied, against 24.8% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does Nationstar Mortgage lend in most?
By originations: Los Angeles County (606), Riverside County (421), San Bernardino County (301), Sacramento County (258), San Diego County (252).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.