Lenders › Nationstar Mortgage › Colorado
Nationstar Mortgage in Colorado
HMDA record for properties in Colorado, calendar year 2024. National record · Colorado overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for Colorado covers 1,550 applications, 1,051 of them originated, worth $225m.
Its denial rate in the state was 15.1%, below the Colorado rate of 21.6% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Colorado originations was 3.2 percentage points (state median 0.3).
Applications in the state were up 80% on 2023.
Compared with the state and the lender's national record
| Measure | In Colorado | Colorado, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.1% | 21.6% | 19.1% | 24.3% |
| Median rate spread, pp | 3.2 | 0.3 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 58.1% | 14.7% | 44.9% | 15.6% |
| Average originated loan | $214k | $416k | $199k | $329k |
| Home purchase share | 13.0% | 55.7% | 13.9% | 57.0% |
| FHA-insured share | 8.0% | 12.3% | 13.2% | 13.4% |
| VA-guaranteed share | 8.8% | 9.7% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateColorado, all lenders
Loan purpose and loan type in Colorado
By purpose
Home purchase 13% (137)Home improvement 12% (123)Refinancing 9% (97)Cash-out refinancing 23% (243)Other purpose 43% (451)
By type
Conventional 83% (874)FHA 8% (84)VA 9% (93)
Denial reasons as coded
Share of 191 denials in Colorado by first denial reason coded (outlined bar: all lenders in the state).
Counties in Colorado
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| El Paso County | 233 | 178 | $45m | 7.1% |
| Arapahoe County | 173 | 101 | $23m | 20.3% |
| Adams County | 145 | 99 | $20m | 11.3% |
| Jefferson County | 140 | 88 | $20m | 19.1% |
| Denver County | 117 | 85 | $18m | 16.3% |
| Douglas County | 117 | 84 | $19m | 14.0% |
| Larimer County | 103 | 80 | $15m | 16.5% |
| Weld County | 101 | 72 | $12m | 14.1% |
| Mesa County | 66 | 45 | $7.4m | 14.5% |
| Pueblo County | 50 | 30 | $5.1m | 16.2% |
| Boulder County | 46 | 29 | $7.9m | 14.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Colorado in 2024?
1,051 loans totalling $225m, from 1,550 applications reported for properties in Colorado.
What is Nationstar Mortgage's denial rate in Colorado?
15.1% of decided applications in Colorado were denied, against 21.6% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Colorado counties does Nationstar Mortgage lend in most?
By originations: El Paso County (178), Arapahoe County (101), Adams County (99), Jefferson County (88), Denver County (85).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Colorado. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.