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Nationstar Mortgage in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for Florida covers 5,346 applications, 3,169 of them originated, worth $629m.
Its denial rate in the state was 23.0%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Florida originations was 1.2 percentage points (state median 0.3).
Applications in the state were up 43% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 23.0% | 29.0% | 19.1% | 24.3% |
| Median rate spread, pp | 1.2 | 0.3 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 45.5% | 16.4% | 44.9% | 15.6% |
| Average originated loan | $199k | $359k | $199k | $329k |
| Home purchase share | 15.7% | 62.9% | 13.9% | 57.0% |
| FHA-insured share | 12.3% | 17.7% | 13.2% | 13.4% |
| VA-guaranteed share | 9.2% | 9.5% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 16% (499)Home improvement 10% (319)Refinancing 8% (240)Cash-out refinancing 33% (1,051)Other purpose 33% (1,060)
By type
Conventional 78% (2,487)FHA 12% (391)VA 9% (291)
Denial reasons as coded
Share of 973 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 358 | 219 | $43m | 21.1% |
| Broward County | 428 | 216 | $43m | 32.0% |
| Orange County | 332 | 195 | $42m | 25.4% |
| Miami-Dade County | 402 | 192 | $46m | 35.0% |
| Palm Beach County | 330 | 174 | $40m | 29.0% |
| Pinellas County | 247 | 159 | $31m | 19.8% |
| Duval County | 228 | 142 | $23m | 21.7% |
| Polk County | 232 | 139 | $24m | 22.0% |
| Brevard County | 192 | 122 | $25m | 15.2% |
| Volusia County | 192 | 117 | $23m | 24.7% |
| Lee County | 183 | 107 | $23m | 20.9% |
| St. Lucie County | 139 | 106 | $19m | 14.7% |
| Pasco County | 180 | 101 | $20m | 23.5% |
| Osceola County | 156 | 88 | $18m | 27.1% |
| Lake County | 119 | 80 | $16m | 14.7% |
| Marion County | 111 | 79 | $13m | 14.9% |
| Sarasota County | 120 | 71 | $14m | 18.2% |
| Seminole County | 110 | 69 | $11m | 21.3% |
| St. Johns County | 92 | 67 | $14m | 14.1% |
| Manatee County | 111 | 55 | $11m | 30.9% |
| Escambia County | 86 | 55 | $9.6m | 16.4% |
| Hernando County | 80 | 49 | $9.0m | 13.8% |
| Okaloosa County | 68 | 47 | $11m | 12.7% |
| Clay County | 73 | 46 | $8.9m | 14.5% |
| Santa Rosa County | 76 | 45 | $9.4m | 26.2% |
| Leon County | 74 | 45 | $6.9m | 26.2% |
| Charlotte County | 73 | 40 | $7.1m | 18.0% |
| Collier County | 57 | 37 | $9.0m | 17.4% |
| Citrus County | 59 | 36 | $6.0m | 18.2% |
| Bay County | 59 | 34 | $6.6m | 22.2% |
| Flagler County | 42 | 29 | $6.6m | 11.8% |
| Indian River County | 41 | 27 | $3.4m | 17.1% |
| Alachua County | 38 | 24 | $4.9m | 27.3% |
| Martin County | 34 | 21 | $5.3m | 19.2% |
| Sumter County | 32 | 19 | $4.8m | 23.1% |
| Nassau County | 29 | 17 | $3.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Florida in 2024?
3,169 loans totalling $629m, from 5,346 applications reported for properties in Florida.
What is Nationstar Mortgage's denial rate in Florida?
23.0% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Nationstar Mortgage lend in most?
By originations: Hillsborough County (219), Broward County (216), Orange County (195), Miami-Dade County (192), Palm Beach County (174).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.