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Nationstar Mortgage in Maryland
HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Maryland, Nationstar Mortgage reported 1,641 applications and 1,062 originations for 2024, $219m in all.
Its denial rate in the state was 18.7%, below the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Maryland originations was 3.1 percentage points (state median 0.3).
Applications in the state were up 63% on 2023.
Compared with the state and the lender's national record
| Measure | In Maryland | Maryland, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 18.7% | 24.9% | 19.1% | 24.3% |
| Median rate spread, pp | 3.1 | 0.3 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 53.1% | 17.7% | 44.9% | 15.6% |
| Average originated loan | $206k | $348k | $199k | $329k |
| Home purchase share | 10.1% | 56.2% | 13.9% | 57.0% |
| FHA-insured share | 14.6% | 14.6% | 13.2% | 13.4% |
| VA-guaranteed share | 8.9% | 10.0% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaryland, all lenders
Loan purpose and loan type in Maryland
By purpose
Home purchase 10% (107)Home improvement 12% (128)Refinancing 12% (129)Cash-out refinancing 28% (299)Other purpose 38% (399)
By type
Conventional 76% (812)FHA 15% (155)VA 9% (95)
Denial reasons as coded
Share of 249 denials in Maryland by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maryland
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Prince George's County | 355 | 218 | $47m | 22.2% |
| Anne Arundel County | 186 | 138 | $28m | 13.1% |
| Baltimore County | 190 | 119 | $23m | 19.2% |
| Montgomery County | 152 | 88 | $20m | 24.6% |
| Frederick County | 111 | 73 | $16m | 14.8% |
| Charles County | 99 | 66 | $18m | 15.2% |
| Howard County | 79 | 55 | $13m | 19.1% |
| Baltimore city | 87 | 46 | $6.2m | 30.9% |
| Harford County | 66 | 44 | $6.9m | 14.8% |
| Washington County | 50 | 34 | $6.2m | 17.1% |
| Carroll County | 41 | 28 | $3.5m | 15.2% |
| Calvert County | 40 | 27 | $6.8m | 15.2% |
| St. Mary's County | 32 | 23 | $4.8m | 8.0% |
| Cecil County | 31 | 21 | $3.6m | — |
| Worcester County | 26 | 18 | $2.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Maryland in 2024?
1,062 loans totalling $219m, from 1,641 applications reported for properties in Maryland.
What is Nationstar Mortgage's denial rate in Maryland?
18.7% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maryland counties does Nationstar Mortgage lend in most?
By originations: Prince George's County (218), Anne Arundel County (138), Baltimore County (119), Montgomery County (88), Frederick County (73).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.