Lenders › Nationstar Mortgage › Maine
Nationstar Mortgage in Maine
HMDA record for properties in Maine, calendar year 2024. National record · Maine overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for Maine covers 377 applications, 256 of them originated, worth $48m.
Its denial rate in the state was 16.5%, below the Maine rate of 20.9% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Maine originations was 1.2 percentage points (state median 0.4).
Applications in the state were up 65% on 2023.
Compared with the state and the lender's national record
| Measure | In Maine | Maine, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 16.5% | 20.9% | 19.1% | 24.3% |
| Median rate spread, pp | 1.2 | 0.4 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 45.3% | 16.1% | 44.9% | 15.6% |
| Average originated loan | $188k | $263k | $199k | $329k |
| Home purchase share | 11.7% | 49.0% | 13.9% | 57.0% |
| FHA-insured share | 12.1% | 8.7% | 13.2% | 13.4% |
| VA-guaranteed share | 7.8% | 6.3% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaine, all lenders
Loan purpose and loan type in Maine
By purpose
Home purchase 12% (30)Home improvement 7% (17)Refinancing 12% (31)Cash-out refinancing 32% (83)Other purpose 37% (95)
By type
Conventional 80% (205)FHA 12% (31)VA 8% (20)
Denial reasons as coded
Share of 52 denials in Maine by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maine
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cumberland County | 84 | 63 | $12m | 14.7% |
| York County | 74 | 49 | $10m | 10.5% |
| Androscoggin County | 52 | 33 | $4.5m | 23.9% |
| Kennebec County | 32 | 24 | $4.7m | 11.1% |
| Penobscot County | 37 | 23 | $3.4m | 16.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Maine in 2024?
256 loans totalling $48m, from 377 applications reported for properties in Maine.
What is Nationstar Mortgage's denial rate in Maine?
16.5% of decided applications in Maine were denied, against 20.9% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maine counties does Nationstar Mortgage lend in most?
By originations: Cumberland County (63), York County (49), Androscoggin County (33), Kennebec County (24), Penobscot County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maine. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.