Lender Register
HMDA year on file2025
Name of the lender

Nationstar Mortgage in MinnesotaMortgage rates, total loan costs and denial rate for homes in Minnesota, 2025

HMDA year2025
Head office
Coppell, TX
Reporting agency
Department of Housing and Urban Development (HUD)
Legal Entity Identifier (LEI)

Nationstar Mortgage reported 1,158 applications for homes in Minnesota in the HMDA data of 2025.

It originated 795 loans in the state in 2025, for $131 million in total.

The median interest rate of these loans in 2025 was 6.490%, and the median of all lenders in Minnesota was 6.500%.

The median total loan costs in 2025 were $6,620, and the state median was $5,451.

It denied 15.7% of the applications that it decided in the state in 2025, and the state denial rate was 16.3%.

Filed figures of Nationstar Mortgage in Minnesota, 2025
FigureIn MNLender, all statesMN, all lenders
Applications1,15879,599185,012
Loans originated79552,217122,789
Median interest rate6.490%6.490%6.500%
Median total loan costs$6,620$7,437$5,451
Denial rate15.7%18.8%16.3%

HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.

The words of the Consumer Financial Protection Bureau (CFPB). Source: Consumer Financial Protection Bureau, Summary of 2023 Data on Mortgage Lending (11 July 2024), copied on . The figures on this page are from the HMDA data of , the snapshot dataset.

PricingMedians of 2025 loans in MN

Pricing medians of Nationstar Mortgage in Minnesota, 2025Each value has the median of all lenders in Minnesota under it.
LoansLoans in the mediansInterest rateTotal loan costsOrigination chargesDiscount points, of the loans with pointsLender credits, of the loans with creditsRate spread, points
All loans in MN3706.490%MN 6.500%$6,620MN $5,451$4,304MN $2,443$4,625MN $2,360$657MN $4340.464MN 0.175

Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.

The median rate spread was 0.464 percentage points above the average prime offer rate. On a loan of $300,000, that is about $1,392 more a year, or $116 more a month.

The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.

Action taken and loan types

Records in Minnesota by the action taken
Action takenRecordsShare
1Loan originated79528.4%
2Application approved but not accepted291.0%
3Application denied1535.5%
4Application withdrawn by applicant1676.0%
5File closed for incompleteness140.5%
6Purchased loan1,64258.6%
7Preapproval request denied00.0%
8Preapproval request approved but not accepted00.0%
Applications in Minnesota by loan type
Loan typeApplicationsLoans originatedDenial rate
Conventional97168013.8%
FHA-insured1408625.2%
VA-guaranteed472926.2%

Counties in Minnesota

Counties of Nationstar Mortgage in Minnesota with 25 applications or more, 2025In order of the names.
CountyApplicationsLoans originatedAmountDenial rate
Anoka County9068$11.9 million12.2%
Carver County2719$3.2 millionn/a
Dakota County11687$15.4 million11.2%
Hennepin County202129$23.2 million15.2%
Ramsey County6642$6.1 million20.4%
Scott County4229$5.0 million13.9%
Sherburne County3727$4.3 million6.5%
St. Louis County4027$5.0 million10.0%
Washington County5846$7.2 million13.0%
Wright County4536$6.1 million2.7%

Figures by year

Nationstar Mortgage in Minnesota by HMDA year"n/a" shows a year with fewer than 25 applications in the state.
YearApplicationsLoans originatedAmountMedian interest rateMedian total loan costsDenial rate
20251,158795$131 million6.490%$6,62015.7%
2024878583$97.9 millionn/an/a18.4%
2023556373$75.5 millionn/an/a16.3%
20221,520989$217 millionn/an/a17.7%

Official channelsLinks checked 2 Oct 2026

Cite this page

Page
Lender Register, "Nationstar Mortgage in Minnesota: mortgage rates, 2025", https://lenderregister.com/lender/549300lbcbnr1ot00651-nationstar-mortgage/mn/
Source
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .

Provenance

The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Minnesota. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.

Questions

What share of the loans of Nationstar Mortgage were in Minnesota in 2025?
795 of its loans originated, out of 52,217 in all states. That is 1.5%.
In which counties of Minnesota did Nationstar Mortgage originate the most loans in 2025?
The three with the most loans were Hennepin County (129), Dakota County (87) and Anoka County (68).
Which loan types did Nationstar Mortgage originate in Minnesota in 2025?
680 conventional, 86 FHA and 29 VA.
How did the applications of Nationstar Mortgage in Minnesota change from 2022 to 2025?
It reported 1,520 applications in 2022 and 1,158 in 2025.