Lenders › Nationstar Mortgage › Ohio
Nationstar Mortgage in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Nationstar Mortgage reported 2,190 applications and 1,409 originations for 2024, $219m in all.
Its denial rate in the state was 17.9%, below the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Ohio originations was 1.2 percentage points (state median 0.5).
Applications in the state were up 29% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 17.9% | 23.5% | 19.1% | 24.3% |
| Median rate spread, pp | 1.2 | 0.5 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 43.3% | 17.7% | 44.9% | 15.6% |
| Average originated loan | $156k | $218k | $199k | $329k |
| Home purchase share | 13.8% | 51.7% | 13.9% | 57.0% |
| FHA-insured share | 18.0% | 12.3% | 13.2% | 13.4% |
| VA-guaranteed share | 8.1% | 5.9% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 14% (194)Home improvement 7% (99)Refinancing 9% (132)Cash-out refinancing 38% (540)Other purpose 32% (444)
By type
Conventional 74% (1,041)FHA 18% (254)VA 8% (114)
Denial reasons as coded
Share of 316 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Franklin County | 275 | 190 | $31m | 11.5% |
| Cuyahoga County | 163 | 103 | $14m | 20.0% |
| Hamilton County | 127 | 88 | $17m | 12.6% |
| Butler County | 122 | 88 | $17m | 15.4% |
| Summit County | 117 | 76 | $11m | 11.4% |
| Montgomery County | 90 | 58 | $8.5m | 19.4% |
| Stark County | 78 | 49 | $6.7m | 17.7% |
| Lucas County | 68 | 46 | $5.8m | 22.0% |
| Lake County | 62 | 45 | $6.9m | 16.7% |
| Lorain County | 67 | 41 | $6.0m | 12.8% |
| Warren County | 51 | 39 | $9.0m | 11.4% |
| Delaware County | 59 | 38 | $6.9m | 13.0% |
| Fairfield County | 55 | 37 | $5.7m | 19.1% |
| Mahoning County | 46 | 29 | $4.1m | 11.1% |
| Clermont County | 43 | 28 | $5.0m | 18.9% |
| Medina County | 39 | 27 | $4.0m | 20.0% |
| Licking County | 42 | 25 | $3.8m | 21.9% |
| Portage County | 34 | 20 | $2.0m | 23.1% |
| Trumbull County | 30 | 20 | $2.1m | 19.2% |
| Greene County | 31 | 19 | $3.2m | — |
| Miami County | 30 | 18 | $2.8m | 30.8% |
| Clark County | 26 | 13 | $1.8m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Ohio in 2024?
1,409 loans totalling $219m, from 2,190 applications reported for properties in Ohio.
What is Nationstar Mortgage's denial rate in Ohio?
17.9% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Nationstar Mortgage lend in most?
By originations: Franklin County (190), Cuyahoga County (103), Hamilton County (88), Butler County (88), Summit County (76).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.