Lenders › Nationstar Mortgage › Texas
Nationstar Mortgage in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Nationstar Mortgage's 2024 HMDA record for Texas covers 3,930 applications, 2,547 of them originated, worth $705m.
Its denial rate in the state was 15.3%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Texas originations was 0.6 percentage points (state median 0.2).
Applications in the state were up 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.3% | 26.0% | 19.1% | 24.3% |
| Median rate spread, pp | 0.6 | 0.2 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.4% | 11.8% | 44.9% | 15.6% |
| Average originated loan | $277k | $350k | $199k | $329k |
| Home purchase share | 25.4% | 72.8% | 13.9% | 57.0% |
| FHA-insured share | 6.8% | 19.8% | 13.2% | 13.4% |
| VA-guaranteed share | 9.4% | 10.4% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 25% (648)Home improvement 0% (6)Refinancing 14% (366)Cash-out refinancing 58% (1,467)Other purpose 2% (60)
By type
Conventional 84% (2,135)FHA 7% (173)VA 9% (239)
Denial reasons as coded
Share of 472 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Harris County | 489 | 313 | $79m | 16.2% |
| Tarrant County | 319 | 214 | $58m | 15.8% |
| Bexar County | 278 | 177 | $42m | 18.9% |
| Dallas County | 258 | 153 | $39m | 16.3% |
| Denton County | 194 | 126 | $50m | 14.3% |
| Collin County | 161 | 106 | $40m | 9.9% |
| Montgomery County | 126 | 86 | $28m | 14.4% |
| Williamson County | 108 | 80 | $30m | 9.6% |
| Bell County | 124 | 79 | $21m | 15.0% |
| Travis County | 124 | 75 | $26m | 27.2% |
| Fort Bend County | 122 | 70 | $21m | 22.8% |
| El Paso County | 93 | 63 | $11m | 15.4% |
| Galveston County | 60 | 42 | $11m | 8.5% |
| Ellis County | 55 | 42 | $14m | 2.3% |
| Brazoria County | 70 | 38 | $11m | 14.9% |
| Lubbock County | 50 | 38 | $9.2m | 9.5% |
| Hidalgo County | 53 | 30 | $6.0m | 31.8% |
| Nueces County | 47 | 30 | $8.3m | 11.8% |
| McLennan County | 45 | 30 | $6.6m | 11.4% |
| Parker County | 35 | 29 | $9.8m | 6.5% |
| Johnson County | 36 | 25 | $7.7m | 7.1% |
| Guadalupe County | 40 | 23 | $6.4m | 22.6% |
| Cameron County | 42 | 21 | $5.2m | 20.7% |
| Hays County | 31 | 21 | $7.2m | 12.0% |
| Jefferson County | 28 | 20 | $4.3m | — |
| Hunt County | 25 | 20 | $4.8m | — |
| Brazos County | 25 | 19 | $5.8m | — |
| Comal County | 30 | 17 | $5.5m | — |
| Smith County | 25 | 17 | $5.5m | — |
| Kaufman County | 34 | 16 | $4.0m | — |
| Webb County | 26 | 11 | $2.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Texas in 2024?
2,547 loans totalling $705m, from 3,930 applications reported for properties in Texas.
What is Nationstar Mortgage's denial rate in Texas?
15.3% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Nationstar Mortgage lend in most?
By originations: Harris County (313), Tarrant County (214), Bexar County (177), Dallas County (153), Denton County (126).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.