Lenders › Nationstar Mortgage › Virginia
Nationstar Mortgage in Virginia
HMDA record for properties in Virginia, calendar year 2024. National record · Virginia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Virginia, Nationstar Mortgage reported 2,099 applications and 1,446 originations for 2024, $299m in all.
Its denial rate in the state was 15.7%, below the Virginia rate of 22.1% across all lenders and compared with the lender's national rate of 19.1%.
The median rate spread on its Virginia originations was 1.6 percentage points (state median 0.3).
Applications in the state were up 51% on 2023.
Compared with the state and the lender's national record
| Measure | In Virginia | Virginia, all lenders | Nationstar Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 15.7% | 22.1% | 19.1% | 24.3% |
| Median rate spread, pp | 1.6 | 0.3 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 50.8% | 16.5% | 44.9% | 15.6% |
| Average originated loan | $207k | $352k | $199k | $329k |
| Home purchase share | 13.1% | 55.8% | 13.9% | 57.0% |
| FHA-insured share | 13.5% | 11.7% | 13.2% | 13.4% |
| VA-guaranteed share | 10.6% | 16.4% | 8.1% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateVirginia, all lenders
Loan purpose and loan type in Virginia
By purpose
Home purchase 13% (189)Home improvement 11% (155)Refinancing 10% (150)Cash-out refinancing 29% (421)Other purpose 37% (531)
By type
Conventional 76% (1,098)FHA 13% (195)VA 11% (153)
Denial reasons as coded
Share of 276 denials in Virginia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Virginia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Fairfax County | 210 | 144 | $39m | 15.0% |
| Chesterfield County | 152 | 118 | $21m | 9.2% |
| Prince William County | 157 | 112 | $25m | 11.0% |
| Henrico County | 125 | 87 | $15m | 14.7% |
| Loudoun County | 125 | 83 | $24m | 16.8% |
| Virginia Beach city | 98 | 65 | $17m | 18.8% |
| Chesapeake city | 65 | 50 | $11m | 13.8% |
| Stafford County | 77 | 44 | $7.2m | 16.4% |
| Spotsylvania County | 49 | 34 | $8.6m | 14.0% |
| Richmond city | 47 | 33 | $4.8m | 15.0% |
| Norfolk city | 41 | 29 | $4.2m | 13.9% |
| Roanoke County | 36 | 29 | $4.6m | 14.7% |
| Newport News city | 41 | 27 | $3.9m | 17.6% |
| Suffolk city | 32 | 22 | $3.5m | 14.8% |
| Frederick County | 27 | 21 | $3.5m | — |
| Hampton city | 30 | 19 | $4.3m | — |
| Roanoke city | 26 | 18 | $1.7m | — |
| Portsmouth city | 25 | 17 | $3.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Nationstar Mortgage originate in Virginia in 2024?
1,446 loans totalling $299m, from 2,099 applications reported for properties in Virginia.
What is Nationstar Mortgage's denial rate in Virginia?
15.7% of decided applications in Virginia were denied, against 22.1% for all lenders in the state and 19.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Virginia counties does Nationstar Mortgage lend in most?
By originations: Fairfax County (144), Chesterfield County (118), Prince William County (112), Henrico County (87), Loudoun County (83).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Virginia. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.