Lenders › Victory Mortgage, LLC › Indiana
Victory Mortgage, LLC in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Victory Mortgage, LLC's 2024 HMDA record for Indiana covers 315 applications, 254 of them originated, worth $105m.
Its denial rate in the state was 3.4%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 4.9%.
The median rate spread on its Indiana originations was -0.4 percentage points (state median 0.5).
Applications in the state were up 38% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Victory Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 3.4% | 21.5% | 4.9% | 24.3% |
| Median rate spread, pp | -0.4 | 0.5 | -0.5 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.4% | 15.8% | 0.2% | 15.6% |
| Average originated loan | $414k | $216k | $363k | $329k |
| Home purchase share | 98.4% | 53.1% | 98.5% | 57.0% |
| FHA-insured share | 16.5% | 14.5% | 19.0% | 13.4% |
| VA-guaranteed share | 7.1% | 6.0% | 9.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 98% (250)Refinancing 2% (4)
By type
Conventional 76% (193)FHA 17% (42)VA 7% (18)USDA 0% (1)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hamilton County | 124 | 102 | $57m | 1.9% |
| Hancock County | 71 | 56 | $18m | 5.1% |
| Clark County | 40 | 29 | $9.5m | 3.3% |
| Hendricks County | 31 | 26 | $7.1m | 0.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Victory Mortgage, LLC originate in Indiana in 2024?
254 loans totalling $105m, from 315 applications reported for properties in Indiana.
What is Victory Mortgage, LLC's denial rate in Indiana?
3.4% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 4.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Victory Mortgage, LLC lend in most?
By originations: Hamilton County (102), Hancock County (56), Clark County (29), Hendricks County (26).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.