First Harrison Bank reported 623 applications for homes in Indiana in the HMDA data of 2025.
It originated 512 loans in the state in 2025, for $79.2 million in total.
The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in Indiana was 6.500%.
The median total loan costs in 2025 were $2,641, and the state median was $4,090.
It denied 10.6% of the applications that it decided in the state in 2025, and the state denial rate was 20.1%.
Filed figures of First Harrison Bank in Indiana, 2025
Figure
In IN
Lender, all states
IN, all lenders
Applications
623
828
286,494
Loans originated
512
675
178,349
Median interest rate
6.500%
6.500%
6.500%
Median total loan costs
$2,641
$2,728
$4,090
Denial rate
10.6%
11.3%
20.1%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of First Harrison Bank in Indiana, 2025Each value has the median of all lenders in Indiana under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in IN
211
6.500%IN 6.500%
$2,641IN $4,090
$965IN $1,640
$142IN $2,006
$93IN $340
0.012IN 0.306
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.012 percentage points above the average prime offer rate. On a loan of $300,000, that is about $36 more a year, or $3 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Indiana. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of First Harrison Bank were in Indiana in 2025?
512 of its loans originated, out of 675 in all states. That is 75.9%.
In which counties of Indiana did First Harrison Bank originate the most loans in 2025?
The three with the most loans were Harrison County (230), Washington County (94) and Floyd County (90).
Which loan types did First Harrison Bank originate in Indiana in 2025?
487 conventional, 19 FHA, 5 VA and 1 USDA.
How did the applications of First Harrison Bank in Indiana change from 2022 to 2025?
It reported 877 applications in 2022 and 623 in 2025.