Lenders › Silver Lake Bank › Kansas
Silver Lake Bank in Kansas
HMDA record for properties in Kansas, calendar year 2024. National record · Kansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Silver Lake Bank's 2024 HMDA record for Kansas covers 144 applications, 114 of them originated, worth $22m.
Its denial rate in the state was 9.4%, below the Kansas rate of 19.2% across all lenders and compared with the lender's national rate of 9.0%.
Applications in the state were up 25% on 2023.
Compared with the state and the lender's national record
| Measure | In Kansas | Kansas, all lenders | Silver Lake Bank, all states | United States |
|---|---|---|---|---|
| Denial rate | 9.4% | 19.2% | 9.0% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 14.2% | — | 15.6% |
| Average originated loan | $195k | $242k | $196k | $329k |
| Home purchase share | 50.9% | 58.5% | 50.4% | 57.0% |
| FHA-insured share | 0.0% | 11.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.3% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateKansas, all lenders
Loan purpose and loan type in Kansas
By purpose
Home purchase 51% (58)Home improvement 11% (13)Refinancing 27% (31)Other purpose 11% (12)
By type
Conventional 100% (114)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Kansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Shawnee County | 72 | 53 | $7.6m | 11.6% |
| Douglas County | 34 | 27 | $7.3m | 3.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Silver Lake Bank originate in Kansas in 2024?
114 loans totalling $22m, from 144 applications reported for properties in Kansas.
What is Silver Lake Bank's denial rate in Kansas?
9.4% of decided applications in Kansas were denied, against 19.2% for all lenders in the state and 9.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Kansas counties does Silver Lake Bank lend in most?
By originations: Shawnee County (53), Douglas County (27).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Kansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.