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Traditional Mortgage Acceptance Corporation in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Traditional Mortgage Acceptance Corporation's 2024 HMDA record for Florida covers 228 applications, 167 of them originated, worth $40m.
Its denial rate in the state was 14.4%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 12.7%.
Applications in the state were up 92% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Traditional Mortgage Acceptance Corporation, all states | United States |
|---|---|---|---|---|
| Denial rate | 14.4% | 29.0% | 12.7% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | $240k | $359k | $277k | $329k |
| Home purchase share | 1.8% | 62.9% | 3.8% | 57.0% |
| FHA-insured share | 100.0% | 17.7% | 99.8% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 2% (3)Home improvement 1% (1)Refinancing 94% (157)Other purpose 4% (6)
By type
FHA 100% (167)
Denial reasons as coded
Share of 29 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 38 | 26 | $8.3m | 21.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Traditional Mortgage Acceptance Corporation originate in Florida in 2024?
167 loans totalling $40m, from 228 applications reported for properties in Florida.
What is Traditional Mortgage Acceptance Corporation's denial rate in Florida?
14.4% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 12.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Traditional Mortgage Acceptance Corporation lend in most?
By originations: Miami-Dade County (26).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.