Lender Register

Lenders › Fairway Independent Mort Corp › Indiana

Fairway Independent Mort Corp in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300MGPZBLQDIL7538
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Fairway Independent Mort Corp reported 4,433 applications and 3,495 originations for 2024, $779m in all.

Its denial rate in the state was 3.9%, below the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 6.0%.

The median rate spread on its Indiana originations was 0.7 percentage points (state median 0.5).

Applications in the state were up 9% on 2023.

4,433applications in IN, 20244.4% of the lender's total
3,495loans originated$779m
3.9%denial rateIN all lenders 21.5%
0.7 ppmedian rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersFairway Independent Mort Corp, all statesUnited States
Denial rate3.9%21.5%6.0%24.3%
Median rate spread, pp0.70.50.40.3
Originations with spread of 1.5 pp or more6.6%15.8%5.0%15.6%
Average originated loan$223k$216k$319k$329k
Home purchase share93.1%53.1%91.1%57.0%
FHA-insured share25.9%14.5%22.0%13.4%
VA-guaranteed share3.8%6.0%8.3%7.9%

Trend by year

ApplicationsOriginations

02,8445,6882022: 5,688 Applications2023: 4,064 Applications2024: 4,433 Applications2022: 4,093 Originations2023: 3,004 Originations2024: 3,495 Originations202220232024
Fairway Independent Mort Corp in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%11.1%22.1%2022: 10.8% This lender in state2023: 5.3% This lender in state2024: 3.9% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 93% (3,254)Home improvement 0% (6)Refinancing 3% (115)Cash-out refinancing 3% (88)Other purpose 1% (32)

By type

Conventional 69% (2,420)FHA 26% (904)VA 4% (134)USDA 1% (37)

Denial reasons as coded

Debt-to-income ratio27.8%
Credit history15.3%
Collateral12.5%
Insufficient cash (downpayment, closing costs)12.5%
Credit application incomplete12.5%
Other8.3%
Unverifiable information6.9%
Employment history4.2%
Mortgage insurance denied0%

Share of 144 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

CountyApplicationsOriginationsAmountDenial rate
Marion County1,079867$175m4.7%
Hamilton County420335$125m2.9%
Lake County399319$71m5.8%
Tippecanoe County226178$48m1.1%
Hendricks County193154$43m3.7%
Johnson County186153$31m0.6%
Allen County173131$24m7.1%
Morgan County150129$31m0.0%
Hancock County126106$31m1.9%
Madison County12095$16m1.0%
Porter County11284$23m7.6%
Bartholomew County7354$9.2m5.3%
Vigo County6747$5.1m2.1%
Clark County7246$10m6.1%
Clay County4744$5.2m2.2%
Boone County4540$11m0.0%
Shelby County4437$6.1m5.1%
LaPorte County4335$6.5m0.0%
Delaware County5333$4.3m2.9%
Clinton County3730$5.8m3.2%
DeKalb County3728$5.8m6.7%
Howard County3226$3.4m10.3%
Carroll County2825$3.9m0.0%
Vanderburgh County3224$2.8m4.0%
Floyd County3024$5.2m4.0%
White County2924$4.0m—
Putnam County4223$4.8m8.0%
Henry County2621$2.9m—
Jennings County3020$3.0m—
Montgomery County2714$2.2m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Fairway Independent Mort Corp originate in Indiana in 2024?

3,495 loans totalling $779m, from 4,433 applications reported for properties in Indiana.

What is Fairway Independent Mort Corp's denial rate in Indiana?

3.9% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 6.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Fairway Independent Mort Corp lend in most?

By originations: Marion County (867), Hamilton County (335), Lake County (319), Tippecanoe County (178), Hendricks County (154).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.