Lenders › Fairway Independent Mort Corp › Missouri
Fairway Independent Mort Corp in Missouri
HMDA record for properties in Missouri, calendar year 2024. National record · Missouri overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Fairway Independent Mort Corp's 2024 HMDA record for Missouri covers 2,903 applications, 2,287 of them originated, worth $537m.
Its denial rate in the state was 4.5%, below the Missouri rate of 19.9% across all lenders and compared with the lender's national rate of 6.0%.
The median rate spread on its Missouri originations was 0.4 percentage points (state median 0.4).
Applications in the state were down 7% on 2023.
Compared with the state and the lender's national record
| Measure | In Missouri | Missouri, all lenders | Fairway Independent Mort Corp, all states | United States |
|---|---|---|---|---|
| Denial rate | 4.5% | 19.9% | 6.0% | 24.3% |
| Median rate spread, pp | 0.4 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 5.0% | 14.1% | 5.0% | 15.6% |
| Average originated loan | $235k | $231k | $319k | $329k |
| Home purchase share | 90.9% | 58.6% | 91.1% | 57.0% |
| FHA-insured share | 20.3% | 12.8% | 22.0% | 13.4% |
| VA-guaranteed share | 7.7% | 8.2% | 8.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMissouri, all lenders
Loan purpose and loan type in Missouri
By purpose
Home purchase 91% (2,079)Home improvement 1% (15)Refinancing 5% (107)Cash-out refinancing 3% (64)Other purpose 1% (22)
By type
Conventional 71% (1,620)FHA 20% (465)VA 8% (175)USDA 1% (27)
Denial reasons as coded
Share of 108 denials in Missouri by first denial reason coded (outlined bar: all lenders in the state).
Counties in Missouri
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Jackson County | 814 | 642 | $149m | 3.2% |
| Clay County | 327 | 279 | $69m | 2.1% |
| Buchanan County | 285 | 242 | $33m | 2.0% |
| Cass County | 187 | 147 | $43m | 4.5% |
| St. Louis County | 175 | 137 | $38m | 6.8% |
| Platte County | 133 | 111 | $36m | 4.3% |
| St. Charles County | 105 | 88 | $27m | 1.1% |
| Johnson County | 98 | 76 | $21m | 2.5% |
| Greene County | 92 | 65 | $14m | 10.8% |
| Jefferson County | 74 | 52 | $13m | 7.1% |
| St. Louis city | 67 | 49 | $11m | 10.9% |
| Lafayette County | 58 | 47 | $8.4m | 2.1% |
| Andrew County | 43 | 32 | $8.0m | 5.6% |
| Clinton County | 29 | 23 | $4.8m | 11.5% |
| Ray County | 27 | 21 | $4.1m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Fairway Independent Mort Corp originate in Missouri in 2024?
2,287 loans totalling $537m, from 2,903 applications reported for properties in Missouri.
What is Fairway Independent Mort Corp's denial rate in Missouri?
4.5% of decided applications in Missouri were denied, against 19.9% for all lenders in the state and 6.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Missouri counties does Fairway Independent Mort Corp lend in most?
By originations: Jackson County (642), Clay County (279), Buchanan County (242), Cass County (147), St. Louis County (137).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Missouri. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.