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Fairway Independent Mort Corp in New Hampshire

HMDA record for properties in New Hampshire, calendar year 2024. National record · New Hampshire overview

LEI 549300MGPZBLQDIL7538
Reporting agency Department of Housing and Urban Development
State New Hampshire

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Fairway Independent Mort Corp's 2024 HMDA record for New Hampshire covers 760 applications, 593 of them originated, worth $205m.

Its denial rate in the state was 6.0%, below the New Hampshire rate of 22.8% across all lenders and compared with the lender's national rate of 6.0%.

The median rate spread on its New Hampshire originations was 0.4 percentage points (state median 0.4).

Applications in the state were up 6% on 2023.

760applications in NH, 20240.8% of the lender's total
593loans originated$205m
6.0%denial rateNH all lenders 22.8%
0.4 ppmedian rate spreadNH 0.4 pp

Compared with the state and the lender's national record

MeasureIn New HampshireNew Hampshire, all lendersFairway Independent Mort Corp, all statesUnited States
Denial rate6.0%22.8%6.0%24.3%
Median rate spread, pp0.40.40.40.3
Originations with spread of 1.5 pp or more3.3%15.9%5.0%15.6%
Average originated loan$345k$320k$319k$329k
Home purchase share90.2%46.9%91.1%57.0%
FHA-insured share15.0%7.2%22.0%13.4%
VA-guaranteed share9.3%5.7%8.3%7.9%

Trend by year

ApplicationsOriginations

05251,0502022: 1,050 Applications2023: 719 Applications2024: 760 Applications2022: 762 Originations2023: 574 Originations2024: 593 Originations202220232024
Fairway Independent Mort Corp in New Hampshire: applications and originations, 2022–2024

This lender in stateNew Hampshire, all lenders

0%11.8%23.6%2022: 9% This lender in state2023: 4.5% This lender in state2024: 6% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in New Hampshire

By purpose

Home purchase 90% (535)Home improvement 0% (2)Refinancing 4% (25)Cash-out refinancing 4% (22)Other purpose 2% (9)

By type

Conventional 76% (449)FHA 15% (89)VA 9% (55)

Denial reasons as coded

Collateral34.2%
Credit history28.9%
Credit application incomplete15.8%
Unverifiable information10.5%
Debt-to-income ratio7.9%
Employment history2.6%
Insufficient cash (downpayment, closing costs)0%
Mortgage insurance denied0%
Other0%

Share of 38 denials in New Hampshire by first denial reason coded (outlined bar: all lenders in the state).

Counties in New Hampshire

CountyApplicationsOriginationsAmountDenial rate
Hillsborough County233185$67m6.6%
Rockingham County178139$59m3.5%
Merrimack County11085$28m4.5%
Strafford County5239$14m7.1%
Belknap County4538$12m5.0%
Coos County3725$3.7m19.4%
Grafton County3025$5.7m3.8%
Carroll County2920$6.3m16.0%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Fairway Independent Mort Corp originate in New Hampshire in 2024?

593 loans totalling $205m, from 760 applications reported for properties in New Hampshire.

What is Fairway Independent Mort Corp's denial rate in New Hampshire?

6.0% of decided applications in New Hampshire were denied, against 22.8% for all lenders in the state and 6.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which New Hampshire counties does Fairway Independent Mort Corp lend in most?

By originations: Hillsborough County (185), Rockingham County (139), Merrimack County (85), Strafford County (39), Belknap County (38).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Hampshire. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.