Lenders › Longbridge Financial, LLC › Florida
Longbridge Financial, LLC in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Longbridge Financial, LLC's 2024 HMDA record for Florida covers 628 applications, 380 of them originated, worth $108m.
Its denial rate in the state was 18.5%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 16.1%.
Applications in the state were up 14% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Longbridge Financial, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 18.5% | 29.0% | 16.1% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | $285k | $359k | $308k | $329k |
| Home purchase share | 5.8% | 62.9% | 5.8% | 57.0% |
| FHA-insured share | 88.9% | 17.7% | 90.0% | 13.4% |
| VA-guaranteed share | 0.0% | 9.5% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 6% (22)Home improvement 3% (12)Refinancing 64% (243)Cash-out refinancing 6% (23)Other purpose 21% (80)
By type
Conventional 11% (42)FHA 89% (338)
Denial reasons as coded
Share of 97 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 75 | 44 | $18m | 26.6% |
| Miami-Dade County | 63 | 32 | $15m | 28.6% |
| Broward County | 52 | 29 | $8.5m | 21.4% |
| Pinellas County | 37 | 23 | $6.1m | 13.3% |
| Orange County | 27 | 18 | $4.6m | — |
| Marion County | 25 | 13 | $1.6m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Longbridge Financial, LLC originate in Florida in 2024?
380 loans totalling $108m, from 628 applications reported for properties in Florida.
What is Longbridge Financial, LLC's denial rate in Florida?
18.5% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 16.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Longbridge Financial, LLC lend in most?
By originations: Palm Beach County (44), Miami-Dade County (32), Broward County (29), Pinellas County (23), Orange County (18).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.