Lender Register

Lenders › Dollar Bank, FSB › Pennsylvania

Dollar Bank, FSB in Pennsylvania

HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview

LEI 549300MSU5WVAU4ZN645
Reporting agency Office of the Comptroller of the Currency
State Pennsylvania

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Pennsylvania, Dollar Bank, FSB reported 3,898 applications and 2,615 originations for 2024, $480m in all.

Its denial rate in the state was 25.8%, close to the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 27.3%.

The median rate spread on its Pennsylvania originations was 0.3 percentage points (state median 0.3).

Applications in the state were about level with 2023.

3,898applications in PA, 202459.9% of the lender's total
2,615loans originated$480m
25.8%denial ratePA all lenders 24.2%
0.3 ppmedian rate spreadPA 0.3 pp

Compared with the state and the lender's national record

MeasureIn PennsylvaniaPennsylvania, all lendersDollar Bank, FSB, all statesUnited States
Denial rate25.8%24.2%27.3%24.3%
Median rate spread, pp0.30.30.30.3
Originations with spread of 1.5 pp or more10.0%14.1%9.6%15.6%
Average originated loan$184k$226k$232k$329k
Home purchase share21.4%48.7%27.5%57.0%
FHA-insured share1.0%9.8%1.2%13.4%
VA-guaranteed share0.2%4.0%0.3%7.9%

Trend by year

ApplicationsOriginations

02743.55,4872022: 5,487 Applications2023: 3,821 Applications2024: 3,898 Applications2022: 4,031 Originations2023: 2,641 Originations2024: 2,615 Originations202220232024
Dollar Bank, FSB in Pennsylvania: applications and originations, 2022–2024

This lender in statePennsylvania, all lenders

0%12.9%25.8%2022: 17.5% This lender in state2023: 22.9% This lender in state2024: 25.8% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Pennsylvania

By purpose

Home purchase 21% (559)Home improvement 32% (827)Refinancing 27% (717)Cash-out refinancing 0% (11)Other purpose 19% (501)

By type

Conventional 99% (2,583)FHA 1% (27)VA 0% (5)

Denial reasons as coded

Credit history30.8%
Credit application incomplete23.4%
Debt-to-income ratio18.7%
Collateral18%
Other5.9%
Unverifiable information2.8%
Insufficient cash (downpayment, closing costs)0.4%
Employment history0%
Mortgage insurance denied0%

Share of 957 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).

Counties in Pennsylvania

CountyApplicationsOriginationsAmountDenial rate
Allegheny County2,4871,607$329m28.7%
Westmoreland County674490$56m19.4%
Washington County224160$27m23.7%
Butler County196150$37m15.1%
Beaver County10371$8.6m22.0%
Fayette County5038$4.5m18.8%
Lawrence County2816$1.7m32.0%
Bedford County2614$1.4m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Dollar Bank, FSB originate in Pennsylvania in 2024?

2,615 loans totalling $480m, from 3,898 applications reported for properties in Pennsylvania.

What is Dollar Bank, FSB's denial rate in Pennsylvania?

25.8% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 27.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Pennsylvania counties does Dollar Bank, FSB lend in most?

By originations: Allegheny County (1,607), Westmoreland County (490), Washington County (160), Butler County (150), Beaver County (71).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.