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Kind Lending, LLC in Nevada

HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview

LEI 549300MZ8VZJOVC63092
Reporting agency Department of Housing and Urban Development
State Nevada

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Kind Lending, LLC's 2024 HMDA record for Nevada covers 453 applications, 286 of them originated, worth $107m.

Its denial rate in the state was 26.4%, above the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 27.2%.

The median rate spread on its Nevada originations was 0.4 percentage points (state median 0.3).

Applications in the state were up 7% on 2023.

453applications in NV, 20241.5% of the lender's total
286loans originated$107m
26.4%denial rateNV all lenders 23.9%
0.4 ppmedian rate spreadNV 0.3 pp

Compared with the state and the lender's national record

MeasureIn NevadaNevada, all lendersKind Lending, LLC, all statesUnited States
Denial rate26.4%23.9%27.2%24.3%
Median rate spread, pp0.40.30.30.3
Originations with spread of 1.5 pp or more12.6%18.4%8.2%15.6%
Average originated loan$374k$366k$392k$329k
Home purchase share83.2%61.5%80.7%57.0%
FHA-insured share29.0%18.3%25.5%13.4%
VA-guaranteed share9.4%10.8%7.6%7.9%

Trend by year

ApplicationsOriginations

0226.54532022: 110 Applications2023: 422 Applications2024: 453 Applications2022: 79 Originations2023: 288 Originations2024: 286 Originations202220232024
Kind Lending, LLC in Nevada: applications and originations, 2022–2024

This lender in stateNevada, all lenders

0%13.2%26.4%2022: 19.2% This lender in state2023: 23.4% This lender in state2024: 26.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Nevada

By purpose

Home purchase 83% (238)Home improvement 4% (11)Refinancing 5% (15)Cash-out refinancing 8% (22)

By type

Conventional 61% (174)FHA 29% (83)VA 9% (27)USDA 1% (2)

Denial reasons as coded

Unverifiable information29.8%
Other26%
Collateral17.3%
Insufficient cash (downpayment, closing costs)13.5%
Credit history7.7%
Credit application incomplete3.8%
Employment history1.9%
Debt-to-income ratio0%
Mortgage insurance denied0%

Share of 104 denials in Nevada by first denial reason coded (outlined bar: all lenders in the state).

Counties in Nevada

CountyApplicationsOriginationsAmountDenial rate
Clark County392250$91m25.1%

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Kind Lending, LLC originate in Nevada in 2024?

286 loans totalling $107m, from 453 applications reported for properties in Nevada.

What is Kind Lending, LLC's denial rate in Nevada?

26.4% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 27.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Nevada counties does Kind Lending, LLC lend in most?

By originations: Clark County (250).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.