Kind Lending, LLC reported 460 applications for homes in South Carolina in the HMDA data of 2025.
It originated 290 loans in the state in 2025, for $90.0 million in total.
The median interest rate of these loans in 2025 was 6.500%, and the median of all lenders in South Carolina was 6.375%.
The median total loan costs in 2025 were $9,387, and the state median was $6,489.
It denied 25.9% of the applications that it decided in the state in 2025, and the state denial rate was 23.5%.
Filed figures of Kind Lending, LLC in South Carolina, 2025
Figure
In SC
Lender, all states
SC, all lenders
Applications
460
45,648
252,738
Loans originated
290
29,401
143,083
Median interest rate
6.500%
6.500%
6.375%
Median total loan costs
$9,387
$9,749
$6,489
Denial rate
25.9%
27.2%
23.5%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of Kind Lending, LLC in South Carolina, 2025Each value has the median of all lenders in South Carolina under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in SC
216
6.500%SC 6.375%
$9,387SC $6,489
$2,293SC $2,287
$1,690SC $2,865
$1,424SC $510
0.261SC 0.148
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.261 percentage points above the average prime offer rate. On a loan of $300,000, that is about $783 more a year, or $65 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in South Carolina. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of Kind Lending, LLC were in South Carolina in 2025?
290 of its loans originated, out of 29,401 in all states. That is 1.0%.
In which counties of South Carolina did Kind Lending, LLC originate the most loans in 2025?
The three with the most loans were Greenville County (36), Charleston County (27) and Horry County (25).
Which loan types did Kind Lending, LLC originate in South Carolina in 2025?
148 conventional, 90 FHA, 44 VA and 8 USDA.
How did the applications of Kind Lending, LLC in South Carolina change from 2022 to 2025?
It reported 96 applications in 2022 and 460 in 2025.