Lenders › AmWest Funding Corp › California
AmWest Funding Corp in California
HMDA record for properties in California, calendar year 2024. National record · California overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In California, AmWest Funding Corp reported 6,507 applications and 3,834 originations for 2024, $2.1bn in all.
Its denial rate in the state was 12.2%, below the California rate of 24.8% across all lenders and compared with the lender's national rate of 11.7%.
The median rate spread on its California originations was 1.2 percentage points (state median 0.4).
Applications in the state were up 52% on 2023.
Compared with the state and the lender's national record
| Measure | In California | California, all lenders | AmWest Funding Corp, all states | United States |
|---|---|---|---|---|
| Denial rate | 12.2% | 24.8% | 11.7% | 24.3% |
| Median rate spread, pp | 1.2 | 0.4 | 1.2 | 0.3 |
| Originations with spread of 1.5 pp or more | 39.2% | 19.9% | 37.3% | 15.6% |
| Average originated loan | $537k | $566k | $408k | $329k |
| Home purchase share | 47.2% | 51.2% | 62.8% | 57.0% |
| FHA-insured share | 4.1% | 11.4% | 2.8% | 13.4% |
| VA-guaranteed share | 0.6% | 4.8% | 0.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateCalifornia, all lenders
Loan purpose and loan type in California
By purpose
Home purchase 47% (1,809)Refinancing 2% (72)Cash-out refinancing 51% (1,953)
By type
Conventional 95% (3,656)FHA 4% (156)VA 1% (22)
Denial reasons as coded
Share of 533 denials in California by first denial reason coded (outlined bar: all lenders in the state).
Counties in California
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 2,615 | 1,571 | $833m | 11.2% |
| Orange County | 884 | 528 | $344m | 10.8% |
| San Bernardino County | 422 | 225 | $86m | 15.4% |
| Riverside County | 375 | 211 | $84m | 9.8% |
| San Diego County | 352 | 196 | $115m | 14.8% |
| Santa Clara County | 299 | 171 | $127m | 11.3% |
| Alameda County | 230 | 151 | $87m | 7.9% |
| Sacramento County | 219 | 135 | $52m | 12.9% |
| Ventura County | 128 | 84 | $47m | 10.6% |
| Contra Costa County | 126 | 79 | $43m | 9.0% |
| San Francisco County | 115 | 76 | $53m | 9.5% |
| San Mateo County | 96 | 58 | $47m | 9.4% |
| Sonoma County | 79 | 50 | $22m | 12.3% |
| San Joaquin County | 78 | 50 | $20m | 7.4% |
| Kern County | 93 | 44 | $13m | 25.4% |
| Fresno County | 66 | 30 | $11m | 26.8% |
| Placer County | 39 | 25 | $9.7m | 16.7% |
| Solano County | 25 | 17 | $7.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did AmWest Funding Corp originate in California in 2024?
3,834 loans totalling $2.1bn, from 6,507 applications reported for properties in California.
What is AmWest Funding Corp's denial rate in California?
12.2% of decided applications in California were denied, against 24.8% for all lenders in the state and 11.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which California counties does AmWest Funding Corp lend in most?
By originations: Los Angeles County (1,571), Orange County (528), San Bernardino County (225), Riverside County (211), San Diego County (196).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in California. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.