Lenders › Belem Servicing, LLC dba Patriot Home Mortgage › Idaho
Belem Servicing, LLC dba Patriot Home Mortgage in Idaho
HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Belem Servicing, LLC dba Patriot Home Mortgage's 2024 HMDA record for Idaho covers 149 applications, 108 of them originated, worth $29m.
Its denial rate in the state was 1.7%, below the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 2.0%.
The median rate spread on its Idaho originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 6% on 2023.
Compared with the state and the lender's national record
| Measure | In Idaho | Idaho, all lenders | Belem Servicing, LLC dba Patriot Home Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 1.7% | 19.4% | 2.0% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 19.6% | 15.9% | 7.5% | 15.6% |
| Average originated loan | $264k | $314k | $374k | $329k |
| Home purchase share | 96.3% | 54.0% | 87.4% | 57.0% |
| FHA-insured share | 26.9% | 12.5% | 27.1% | 13.4% |
| VA-guaranteed share | 9.3% | 8.0% | 8.6% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIdaho, all lenders
Loan purpose and loan type in Idaho
By purpose
Home purchase 96% (104)Refinancing 3% (3)Cash-out refinancing 1% (1)
By type
Conventional 64% (69)FHA 27% (29)VA 9% (10)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Idaho
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bonneville County | 76 | 58 | $18m | 3.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Belem Servicing, LLC dba Patriot Home Mortgage originate in Idaho in 2024?
108 loans totalling $29m, from 149 applications reported for properties in Idaho.
What is Belem Servicing, LLC dba Patriot Home Mortgage's denial rate in Idaho?
1.7% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 2.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Idaho counties does Belem Servicing, LLC dba Patriot Home Mortgage lend in most?
By originations: Bonneville County (58).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.