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Mutual of Omaha Mortgage in Arkansas
HMDA record for properties in Arkansas, calendar year 2024. National record · Arkansas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arkansas, Mutual of Omaha Mortgage reported 280 applications and 136 originations for 2024, $26m in all.
Its denial rate in the state was 33.9%, above the Arkansas rate of 25.0% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Arkansas originations was 0.5 percentage points (state median 0.4).
Applications in the state were up 32% on 2023.
Compared with the state and the lender's national record
| Measure | In Arkansas | Arkansas, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 33.9% | 25.0% | 25.2% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 9.5% | 17.6% | 6.6% | 15.6% |
| Average originated loan | $192k | $220k | $302k | $329k |
| Home purchase share | 25.7% | 60.8% | 37.8% | 57.0% |
| FHA-insured share | 50.0% | 15.3% | 49.3% | 13.4% |
| VA-guaranteed share | 9.6% | 9.5% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArkansas, all lenders
Loan purpose and loan type in Arkansas
By purpose
Home purchase 26% (35)Home improvement 3% (4)Refinancing 19% (26)Cash-out refinancing 26% (36)Other purpose 26% (35)
By type
Conventional 40% (54)FHA 50% (68)VA 10% (13)USDA 1% (1)
Denial reasons as coded
Share of 76 denials in Arkansas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arkansas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Benton County | 48 | 30 | $8.3m | 22.5% |
| Pulaski County | 34 | 15 | $2.7m | 34.6% |
| Washington County | 29 | 15 | $3.0m | 36.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Arkansas in 2024?
136 loans totalling $26m, from 280 applications reported for properties in Arkansas.
What is Mutual of Omaha Mortgage's denial rate in Arkansas?
33.9% of decided applications in Arkansas were denied, against 25.0% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arkansas counties does Mutual of Omaha Mortgage lend in most?
By originations: Benton County (30), Pulaski County (15), Washington County (15).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arkansas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.