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Mutual of Omaha Mortgage in Louisiana
HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Louisiana, Mutual of Omaha Mortgage reported 433 applications and 193 originations for 2024, $41m in all.
Its denial rate in the state was 40.3%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Louisiana originations was 0.5 percentage points (state median 0.4).
Applications in the state were down 9% on 2023.
Compared with the state and the lender's national record
| Measure | In Louisiana | Louisiana, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 40.3% | 30.2% | 25.2% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 7.9% | 17.0% | 6.6% | 15.6% |
| Average originated loan | $211k | $234k | $302k | $329k |
| Home purchase share | 32.6% | 63.7% | 37.8% | 57.0% |
| FHA-insured share | 53.9% | 20.7% | 49.3% | 13.4% |
| VA-guaranteed share | 9.3% | 9.3% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateLouisiana, all lenders
Loan purpose and loan type in Louisiana
By purpose
Home purchase 33% (63)Home improvement 4% (7)Refinancing 18% (35)Cash-out refinancing 21% (41)Other purpose 24% (47)
By type
Conventional 37% (71)FHA 54% (104)VA 9% (18)
Denial reasons as coded
Share of 137 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Louisiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 56 | 33 | $7.6m | 29.2% |
| Jefferson Parish | 46 | 26 | $5.0m | 31.6% |
| Orleans Parish | 50 | 19 | $5.5m | 48.7% |
| East Baton Rouge Parish | 39 | 16 | $3.3m | 35.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Louisiana in 2024?
193 loans totalling $41m, from 433 applications reported for properties in Louisiana.
What is Mutual of Omaha Mortgage's denial rate in Louisiana?
40.3% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Louisiana counties does Mutual of Omaha Mortgage lend in most?
By originations: St. Tammany Parish (33), Jefferson Parish (26), Orleans Parish (19), East Baton Rouge Parish (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.