Lenders › Mutual of Omaha Mortgage › Minnesota
Mutual of Omaha Mortgage in Minnesota
HMDA record for properties in Minnesota, calendar year 2024. National record · Minnesota overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Minnesota, Mutual of Omaha Mortgage reported 484 applications and 280 originations for 2024, $86m in all.
Its denial rate in the state was 25.0%, above the Minnesota rate of 16.9% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Minnesota originations was 0.2 percentage points (state median 0.4).
Applications in the state were up 53% on 2023.
Compared with the state and the lender's national record
| Measure | In Minnesota | Minnesota, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 25.0% | 16.9% | 25.2% | 24.3% |
| Median rate spread, pp | 0.2 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 2.6% | 13.2% | 6.6% | 15.6% |
| Average originated loan | $305k | $269k | $302k | $329k |
| Home purchase share | 43.9% | 60.9% | 37.8% | 57.0% |
| FHA-insured share | 38.9% | 7.9% | 49.3% | 13.4% |
| VA-guaranteed share | 5.0% | 4.6% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMinnesota, all lenders
Loan purpose and loan type in Minnesota
By purpose
Home purchase 44% (123)Home improvement 2% (5)Refinancing 17% (48)Cash-out refinancing 26% (74)Other purpose 11% (30)
By type
Conventional 56% (157)FHA 39% (109)VA 5% (14)
Denial reasons as coded
Share of 95 denials in Minnesota by first denial reason coded (outlined bar: all lenders in the state).
Counties in Minnesota
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hennepin County | 109 | 70 | $25m | 18.6% |
| Dakota County | 47 | 30 | $9.5m | 16.2% |
| Anoka County | 39 | 29 | $9.3m | 19.4% |
| Ramsey County | 33 | 19 | $5.8m | 26.9% |
| Washington County | 27 | 18 | $7.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Minnesota in 2024?
280 loans totalling $86m, from 484 applications reported for properties in Minnesota.
What is Mutual of Omaha Mortgage's denial rate in Minnesota?
25.0% of decided applications in Minnesota were denied, against 16.9% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Minnesota counties does Mutual of Omaha Mortgage lend in most?
By originations: Hennepin County (70), Dakota County (30), Anoka County (29), Ramsey County (19), Washington County (18).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Minnesota. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.