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Mutual of Omaha Mortgage in Mississippi
HMDA record for properties in Mississippi, calendar year 2024. National record · Mississippi overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Mutual of Omaha Mortgage's 2024 HMDA record for Mississippi covers 266 applications, 137 of them originated, worth $27m.
Its denial rate in the state was 33.0%, above the Mississippi rate of 30.2% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Mississippi originations was 0.6 percentage points (state median 0.4).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Mississippi | Mississippi, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 33.0% | 30.2% | 25.2% | 24.3% |
| Median rate spread, pp | 0.6 | 0.4 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 10.6% | 18.2% | 6.6% | 15.6% |
| Average originated loan | $195k | $189k | $302k | $329k |
| Home purchase share | 20.4% | 57.7% | 37.8% | 57.0% |
| FHA-insured share | 60.6% | 18.3% | 49.3% | 13.4% |
| VA-guaranteed share | 11.7% | 10.3% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMississippi, all lenders
Loan purpose and loan type in Mississippi
By purpose
Home purchase 20% (28)Home improvement 4% (6)Refinancing 19% (26)Cash-out refinancing 40% (55)Other purpose 16% (22)
By type
Conventional 26% (36)FHA 61% (83)VA 12% (16)USDA 1% (2)
Denial reasons as coded
Share of 68 denials in Mississippi by first denial reason coded (outlined bar: all lenders in the state).
Counties in Mississippi
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| DeSoto County | 33 | 20 | $4.6m | 23.1% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Mississippi in 2024?
137 loans totalling $27m, from 266 applications reported for properties in Mississippi.
What is Mutual of Omaha Mortgage's denial rate in Mississippi?
33.0% of decided applications in Mississippi were denied, against 30.2% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Mississippi counties does Mutual of Omaha Mortgage lend in most?
By originations: DeSoto County (20).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Mississippi. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.