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Mutual of Omaha Mortgage in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, Mutual of Omaha Mortgage reported 359 applications and 232 originations for 2024, $59m in all.
Its denial rate in the state was 19.5%, above the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Nebraska originations was 0.4 percentage points (state median 0.3).
Applications in the state were up 51% on 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 19.5% | 17.2% | 25.2% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 6.8% | 13.8% | 6.6% | 15.6% |
| Average originated loan | $253k | $231k | $302k | $329k |
| Home purchase share | 40.9% | 59.8% | 37.8% | 57.0% |
| FHA-insured share | 38.4% | 10.4% | 49.3% | 13.4% |
| VA-guaranteed share | 6.9% | 8.7% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 41% (95)Home improvement 3% (6)Refinancing 11% (25)Cash-out refinancing 32% (75)Other purpose 13% (31)
By type
Conventional 55% (127)FHA 38% (89)VA 7% (16)
Denial reasons as coded
Share of 58 denials in Nebraska by first denial reason coded (outlined bar: all lenders in the state).
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Douglas County | 160 | 107 | $30m | 18.0% |
| Sarpy County | 52 | 37 | $11m | 13.6% |
| Lancaster County | 41 | 28 | $6.1m | 28.2% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Nebraska in 2024?
232 loans totalling $59m, from 359 applications reported for properties in Nebraska.
What is Mutual of Omaha Mortgage's denial rate in Nebraska?
19.5% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does Mutual of Omaha Mortgage lend in most?
By originations: Douglas County (107), Sarpy County (37), Lancaster County (28).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.