Lenders › Mutual of Omaha Mortgage › Pennsylvania
Mutual of Omaha Mortgage in Pennsylvania
HMDA record for properties in Pennsylvania, calendar year 2024. National record · Pennsylvania overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Pennsylvania, Mutual of Omaha Mortgage reported 1,060 applications and 540 originations for 2024, $117m in all.
Its denial rate in the state was 32.0%, above the Pennsylvania rate of 24.2% across all lenders and compared with the lender's national rate of 25.2%.
The median rate spread on its Pennsylvania originations was 0.6 percentage points (state median 0.3).
Applications in the state were up 24% on 2023.
Compared with the state and the lender's national record
| Measure | In Pennsylvania | Pennsylvania, all lenders | Mutual of Omaha Mortgage, all states | United States |
|---|---|---|---|---|
| Denial rate | 32.0% | 24.2% | 25.2% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 11.5% | 14.1% | 6.6% | 15.6% |
| Average originated loan | $217k | $226k | $302k | $329k |
| Home purchase share | 24.1% | 48.7% | 37.8% | 57.0% |
| FHA-insured share | 58.3% | 9.8% | 49.3% | 13.4% |
| VA-guaranteed share | 5.0% | 4.0% | 8.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in statePennsylvania, all lenders
Loan purpose and loan type in Pennsylvania
By purpose
Home purchase 24% (130)Home improvement 3% (18)Refinancing 26% (139)Cash-out refinancing 30% (161)Other purpose 17% (92)
By type
Conventional 37% (198)FHA 58% (315)VA 5% (27)
Denial reasons as coded
Share of 262 denials in Pennsylvania by first denial reason coded (outlined bar: all lenders in the state).
Counties in Pennsylvania
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Allegheny County | 84 | 51 | $11m | 21.2% |
| Philadelphia County | 100 | 47 | $10m | 35.6% |
| Montgomery County | 70 | 37 | $13m | 28.6% |
| York County | 57 | 34 | $5.4m | 27.1% |
| Chester County | 40 | 30 | $9.5m | 14.3% |
| Lancaster County | 45 | 27 | $6.8m | 22.9% |
| Northampton County | 37 | 23 | $4.2m | 27.3% |
| Delaware County | 45 | 22 | $6.4m | 34.3% |
| Bucks County | 45 | 20 | $7.3m | 34.4% |
| Berks County | 35 | 19 | $4.2m | 20.0% |
| Lehigh County | 31 | 18 | $3.0m | 26.9% |
| Monroe County | 26 | 14 | $3.1m | — |
| Dauphin County | 26 | 14 | $3.2m | — |
| Westmoreland County | 31 | 13 | $2.9m | 40.0% |
| Schuylkill County | 31 | 12 | $1.6m | — |
| Lackawanna County | 26 | 12 | $2.1m | — |
| Luzerne County | 29 | 10 | $1.5m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mutual of Omaha Mortgage originate in Pennsylvania in 2024?
540 loans totalling $117m, from 1,060 applications reported for properties in Pennsylvania.
What is Mutual of Omaha Mortgage's denial rate in Pennsylvania?
32.0% of decided applications in Pennsylvania were denied, against 24.2% for all lenders in the state and 25.2% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Pennsylvania counties does Mutual of Omaha Mortgage lend in most?
By originations: Allegheny County (51), Philadelphia County (47), Montgomery County (37), York County (34), Chester County (30).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Pennsylvania. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.