Lenders › City Bank & Trust Co. › Nebraska
City Bank & Trust Co. in Nebraska
HMDA record for properties in Nebraska, calendar year 2024. National record · Nebraska overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Nebraska, City Bank & Trust Co. reported 214 applications and 161 originations for 2024, $36m in all.
Its denial rate in the state was 5.3%, below the Nebraska rate of 17.2% across all lenders and compared with the lender's national rate of 20.4%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Nebraska | Nebraska, all lenders | City Bank & Trust Co., all states | United States |
|---|---|---|---|---|
| Denial rate | 5.3% | 17.2% | 20.4% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 13.8% | — | 15.6% |
| Average originated loan | $225k | $231k | $223k | $329k |
| Home purchase share | 74.5% | 59.8% | 75.0% | 57.0% |
| FHA-insured share | 0.0% | 10.4% | 0.0% | 13.4% |
| VA-guaranteed share | 5.0% | 8.7% | 4.7% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNebraska, all lenders
Loan purpose and loan type in Nebraska
By purpose
Home purchase 75% (120)Home improvement 5% (8)Refinancing 12% (20)Cash-out refinancing 4% (6)Other purpose 4% (7)
By type
Conventional 91% (146)VA 5% (8)USDA 4% (7)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nebraska
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Seward County | 70 | 59 | $14m | 1.7% |
| Lancaster County | 80 | 54 | $13m | 10.0% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did City Bank & Trust Co. originate in Nebraska in 2024?
161 loans totalling $36m, from 214 applications reported for properties in Nebraska.
What is City Bank & Trust Co.'s denial rate in Nebraska?
5.3% of decided applications in Nebraska were denied, against 17.2% for all lenders in the state and 20.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nebraska counties does City Bank & Trust Co. lend in most?
By originations: Seward County (59), Lancaster County (54).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nebraska. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.