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Mortgage Solutions of Colorado in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Mortgage Solutions of Colorado's 2024 HMDA record for Texas covers 1,549 applications, 1,048 of them originated, worth $324m.
Its denial rate in the state was 5.2%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 5.0%.
The median rate spread on its Texas originations was 0.7 percentage points (state median 0.2).
Applications in the state were up 42% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | Mortgage Solutions of Colorado, all states | United States |
|---|---|---|---|---|
| Denial rate | 5.2% | 26.0% | 5.0% | 24.3% |
| Median rate spread, pp | 0.7 | 0.2 | 0.9 | 0.3 |
| Originations with spread of 1.5 pp or more | 15.1% | 11.8% | 21.4% | 15.6% |
| Average originated loan | $309k | $350k | $294k | $329k |
| Home purchase share | 73.9% | 72.8% | 60.6% | 57.0% |
| FHA-insured share | 14.8% | 19.8% | 27.7% | 13.4% |
| VA-guaranteed share | 76.0% | 10.4% | 63.4% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 74% (774)Refinancing 24% (254)Cash-out refinancing 2% (20)
By type
Conventional 9% (95)FHA 15% (155)VA 76% (796)USDA 0% (2)
Denial reasons as coded
Share of 68 denials in Texas by first denial reason coded (outlined bar: all lenders in the state).
Counties in Texas
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Bell County | 231 | 171 | $52m | 5.3% |
| Harris County | 202 | 129 | $40m | 5.7% |
| Bexar County | 120 | 80 | $25m | 7.5% |
| Montgomery County | 87 | 67 | $21m | 8.6% |
| Tarrant County | 80 | 49 | $16m | 5.9% |
| Cameron County | 64 | 42 | $10m | 9.4% |
| Dallas County | 65 | 37 | $10m | 4.1% |
| Galveston County | 47 | 31 | $8.1m | 0.0% |
| El Paso County | 41 | 30 | $8.1m | 2.9% |
| Brazoria County | 45 | 27 | $9.2m | 8.3% |
| Coryell County | 30 | 23 | $5.8m | 0.0% |
| Guadalupe County | 30 | 22 | $8.3m | — |
| Williamson County | 28 | 22 | $9.3m | — |
| Hidalgo County | 27 | 17 | $4.0m | — |
| Fort Bend County | 25 | 17 | $6.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Mortgage Solutions of Colorado originate in Texas in 2024?
1,048 loans totalling $324m, from 1,549 applications reported for properties in Texas.
What is Mortgage Solutions of Colorado's denial rate in Texas?
5.2% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 5.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does Mortgage Solutions of Colorado lend in most?
By originations: Bell County (171), Harris County (129), Bexar County (80), Montgomery County (67), Tarrant County (49).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.