Lenders › V.I.P. Mortgage, Inc. › Nevada
V.I.P. Mortgage, Inc. in Nevada
HMDA record for properties in Nevada, calendar year 2024. National record · Nevada overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
V.I.P. Mortgage, Inc.'s 2024 HMDA record for Nevada covers 117 applications, 87 of them originated, worth $34m.
Its denial rate in the state was 7.4%, below the Nevada rate of 23.9% across all lenders and compared with the lender's national rate of 2.9%.
The median rate spread on its Nevada originations was 0.5 percentage points (state median 0.3).
Applications in the state were up 1571% on 2023.
Compared with the state and the lender's national record
| Measure | In Nevada | Nevada, all lenders | V.I.P. Mortgage, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 7.4% | 23.9% | 2.9% | 24.3% |
| Median rate spread, pp | 0.5 | 0.3 | 0.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 10.4% | 18.4% | 3.7% | 15.6% |
| Average originated loan | $386k | $366k | $387k | $329k |
| Home purchase share | 71.3% | 61.5% | 86.8% | 57.0% |
| FHA-insured share | 40.2% | 18.3% | 25.4% | 13.4% |
| VA-guaranteed share | 8.0% | 10.8% | 9.3% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNevada, all lenders
Loan purpose and loan type in Nevada
By purpose
Home purchase 71% (62)Refinancing 17% (15)Cash-out refinancing 11% (10)
By type
Conventional 52% (45)FHA 40% (35)VA 8% (7)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Nevada
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Clark County | 114 | 84 | $33m | 7.7% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did V.I.P. Mortgage, Inc. originate in Nevada in 2024?
87 loans totalling $34m, from 117 applications reported for properties in Nevada.
What is V.I.P. Mortgage, Inc.'s denial rate in Nevada?
7.4% of decided applications in Nevada were denied, against 23.9% for all lenders in the state and 2.9% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Nevada counties does V.I.P. Mortgage, Inc. lend in most?
By originations: Clark County (84).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Nevada. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.