Lenders › Bridge Credit Union › Ohio
Bridge Credit Union in Ohio
HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Ohio, Bridge Credit Union reported 114 applications and 74 originations for 2024, $5.1m in all.
Its denial rate in the state was 25.7%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 25.7%.
The median rate spread on its Ohio originations was 2.3 percentage points (state median 0.5).
Applications in the state were down 25% on 2023.
Compared with the state and the lender's national record
| Measure | In Ohio | Ohio, all lenders | Bridge Credit Union, all states | United States |
|---|---|---|---|---|
| Denial rate | 25.7% | 23.5% | 25.7% | 24.3% |
| Median rate spread, pp | 2.3 | 0.5 | 2.3 | 0.3 |
| Originations with spread of 1.5 pp or more | 60.8% | 17.7% | 60.8% | 15.6% |
| Average originated loan | $69k | $218k | $69k | $329k |
| Home purchase share | 4.1% | 51.7% | 4.1% | 57.0% |
| FHA-insured share | 0.0% | 12.3% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 5.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateOhio, all lenders
Loan purpose and loan type in Ohio
By purpose
Home purchase 4% (3)Home improvement 46% (34)Refinancing 32% (24)Cash-out refinancing 7% (5)Other purpose 11% (8)
By type
Conventional 100% (74)
Denial reasons as coded
Share of 26 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).
Counties in Ohio
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Preble County | 26 | 14 | $760k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Bridge Credit Union originate in Ohio in 2024?
74 loans totalling $5.1m, from 114 applications reported for properties in Ohio.
What is Bridge Credit Union's denial rate in Ohio?
25.7% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 25.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Ohio counties does Bridge Credit Union lend in most?
By originations: Preble County (14).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.