Lender Register

Lenders › Consumer Real Estate Finance Co / Society Mortgage › Indiana

Consumer Real Estate Finance Co / Society Mortgage in Indiana

HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview

LEI 549300PJ2WT35S77Q208
Reporting agency Department of Housing and Urban Development
State Indiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Indiana, Consumer Real Estate Finance Co / Society Mortgage reported 112 applications and 51 originations for 2024, $7.9m in all.

Its denial rate in the state was 36.3%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 37.3%.

Applications in the state were up 10% on 2023.

112applications in IN, 20245.2% of the lender's total
51loans originated$7.9m
36.3%denial rateIN all lenders 21.5%
—median rate spreadIN 0.5 pp

Compared with the state and the lender's national record

MeasureIn IndianaIndiana, all lendersConsumer Real Estate Finance Co / Society Mortgage, all statesUnited States
Denial rate36.3%21.5%37.3%24.3%
Median rate spread, pp—0.5—0.3
Originations with spread of 1.5 pp or more—15.8%—15.6%
Average originated loan$155k$216k$192k$329k
Home purchase share100.0%53.1%94.1%57.0%
FHA-insured share45.1%14.5%42.7%13.4%
VA-guaranteed share0.0%6.0%1.2%7.9%

Trend by year

ApplicationsOriginations

0561122022: 101 Applications2023: 102 Applications2024: 112 Applications2022: 55 Originations2023: 37 Originations2024: 51 Originations202220232024
Consumer Real Estate Finance Co / Society Mortgage in Indiana: applications and originations, 2022–2024

This lender in stateIndiana, all lenders

0%20.1%40.3%2022: 11.3% This lender in state2023: 40.3% This lender in state2024: 36.3% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Indiana

By purpose

Home purchase 100% (51)

By type

Conventional 20% (10)FHA 45% (23)USDA 35% (18)

Denial reasons as coded

Debt-to-income ratio37.9%
Collateral17.2%
Employment history13.8%
Insufficient cash (downpayment, closing costs)13.8%
Credit history10.3%
Other6.9%
Unverifiable information0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 29 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Indiana

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Consumer Real Estate Finance Co / Society Mortgage originate in Indiana in 2024?

51 loans totalling $7.9m, from 112 applications reported for properties in Indiana.

What is Consumer Real Estate Finance Co / Society Mortgage's denial rate in Indiana?

36.3% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 37.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Indiana counties does Consumer Real Estate Finance Co / Society Mortgage lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.