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Consumer Real Estate Finance Co / Society Mortgage in Ohio

HMDA record for properties in Ohio, calendar year 2024. National record · Ohio overview

LEI 549300PJ2WT35S77Q208
Reporting agency Department of Housing and Urban Development
State Ohio

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Ohio, Consumer Real Estate Finance Co / Society Mortgage reported 165 applications and 64 originations for 2024, $9.0m in all.

Its denial rate in the state was 40.2%, above the Ohio rate of 23.5% across all lenders and compared with the lender's national rate of 37.3%.

Applications in the state were up 11% on 2023.

165applications in OH, 20247.7% of the lender's total
64loans originated$9.0m
40.2%denial rateOH all lenders 23.5%
—median rate spreadOH 0.5 pp

Compared with the state and the lender's national record

MeasureIn OhioOhio, all lendersConsumer Real Estate Finance Co / Society Mortgage, all statesUnited States
Denial rate40.2%23.5%37.3%24.3%
Median rate spread, pp—0.5—0.3
Originations with spread of 1.5 pp or more—17.7%—15.6%
Average originated loan$140k$218k$192k$329k
Home purchase share98.4%51.7%94.1%57.0%
FHA-insured share43.8%12.3%42.7%13.4%
VA-guaranteed share0.0%5.9%1.2%7.9%

Trend by year

ApplicationsOriginations

082.51652022: 123 Applications2023: 148 Applications2024: 165 Applications2022: 69 Originations2023: 72 Originations2024: 64 Originations202220232024
Consumer Real Estate Finance Co / Society Mortgage in Ohio: applications and originations, 2022–2024

This lender in stateOhio, all lenders

0%20.1%40.2%2022: 12.7% This lender in state2023: 28% This lender in state2024: 40.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Ohio

By purpose

Home purchase 98% (63)Cash-out refinancing 2% (1)

By type

Conventional 31% (20)FHA 44% (28)USDA 25% (16)

Denial reasons as coded

Collateral32.6%
Debt-to-income ratio27.9%
Employment history16.3%
Insufficient cash (downpayment, closing costs)11.6%
Credit history4.7%
Other4.7%
Unverifiable information2.3%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 43 denials in Ohio by first denial reason coded (outlined bar: all lenders in the state).

Counties in Ohio

No county in the state reaches 25 applications.

Questions and answers

How many mortgages did Consumer Real Estate Finance Co / Society Mortgage originate in Ohio in 2024?

64 loans totalling $9.0m, from 165 applications reported for properties in Ohio.

What is Consumer Real Estate Finance Co / Society Mortgage's denial rate in Ohio?

40.2% of decided applications in Ohio were denied, against 23.5% for all lenders in the state and 37.3% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Ohio counties does Consumer Real Estate Finance Co / Society Mortgage lend in most?

No county in the state reaches 25 applications.

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Ohio. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.