Lenders › Carrington Mortgage Services L › Arizona
Carrington Mortgage Services L in Arizona
HMDA record for properties in Arizona, calendar year 2024. National record · Arizona overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Arizona, Carrington Mortgage Services L reported 925 applications and 290 originations for 2024, $79m in all.
Its denial rate in the state was 52.7%, above the Arizona rate of 22.2% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Arizona originations was 0.4 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Arizona | Arizona, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 52.7% | 22.2% | 52.4% | 24.3% |
| Median rate spread, pp | 0.4 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 25.3% | 16.7% | 28.0% | 15.6% |
| Average originated loan | $271k | $353k | $237k | $329k |
| Home purchase share | 19.7% | 55.6% | 19.3% | 57.0% |
| FHA-insured share | 37.9% | 17.9% | 39.6% | 13.4% |
| VA-guaranteed share | 25.9% | 9.6% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateArizona, all lenders
Loan purpose and loan type in Arizona
By purpose
Home purchase 20% (57)Refinancing 10% (29)Cash-out refinancing 68% (197)Other purpose 2% (7)
By type
Conventional 36% (105)FHA 38% (110)VA 26% (75)
Denial reasons as coded
Share of 405 denials in Arizona by first denial reason coded (outlined bar: all lenders in the state).
Counties in Arizona
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Maricopa County | 494 | 153 | $46m | 52.3% |
| Pinal County | 107 | 37 | $10m | 53.3% |
| Pima County | 139 | 36 | $8.3m | 58.9% |
| Yavapai County | 40 | 16 | $4.2m | 48.6% |
| Mohave County | 32 | 15 | $2.7m | 44.8% |
| Yuma County | 38 | 10 | $1.4m | 54.8% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Arizona in 2024?
290 loans totalling $79m, from 925 applications reported for properties in Arizona.
What is Carrington Mortgage Services L's denial rate in Arizona?
52.7% of decided applications in Arizona were denied, against 22.2% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Arizona counties does Carrington Mortgage Services L lend in most?
By originations: Maricopa County (153), Pinal County (37), Pima County (36), Yavapai County (16), Mohave County (15).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Arizona. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.