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Carrington Mortgage Services L in Connecticut

HMDA record for properties in Connecticut, calendar year 2024. National record · Connecticut overview

LEI 549300R9S3MVDV4MGF56
Reporting agency Department of Housing and Urban Development
State Connecticut

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Connecticut, Carrington Mortgage Services L reported 928 applications and 272 originations for 2024, $60m in all.

Its denial rate in the state was 54.4%, above the Connecticut rate of 23.7% across all lenders and compared with the lender's national rate of 52.4%.

The median rate spread on its Connecticut originations was 1.3 percentage points (state median 0.3).

Applications in the state were up 10% on 2023.

928applications in CT, 20242.1% of the lender's total
272loans originated$60m
54.4%denial rateCT all lenders 23.7%
1.3 ppmedian rate spreadCT 0.3 pp

Compared with the state and the lender's national record

MeasureIn ConnecticutConnecticut, all lendersCarrington Mortgage Services L, all statesUnited States
Denial rate54.4%23.7%52.4%24.3%
Median rate spread, pp1.30.30.60.3
Originations with spread of 1.5 pp or more46.1%14.8%28.0%15.6%
Average originated loan$220k$325k$237k$329k
Home purchase share26.5%52.6%19.3%57.0%
FHA-insured share35.3%9.1%39.6%13.4%
VA-guaranteed share5.9%3.5%18.0%7.9%

Trend by year

ApplicationsOriginations

0583.51,1672022: 1,167 Applications2023: 842 Applications2024: 928 Applications2022: 285 Originations2023: 220 Originations2024: 272 Originations202220232024
Carrington Mortgage Services L in Connecticut: applications and originations, 2022–2024

This lender in stateConnecticut, all lenders

0%30.1%60.2%2022: 25.4% This lender in state2023: 60.2% This lender in state2024: 54.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Connecticut

By purpose

Home purchase 26% (72)Refinancing 3% (9)Cash-out refinancing 66% (180)Other purpose 4% (11)

By type

Conventional 59% (160)FHA 35% (96)VA 6% (16)

Denial reasons as coded

Credit application incomplete78.6%
Debt-to-income ratio8.6%
Credit history6.4%
Other2%
Unverifiable information1.7%
Collateral1.5%
Employment history0.7%
Insufficient cash (downpayment, closing costs)0.5%
Mortgage insurance denied0%

Share of 406 denials in Connecticut by first denial reason coded (outlined bar: all lenders in the state).

Counties in Connecticut

CountyApplicationsOriginationsAmountDenial rate
Capitol Planning Region25583$19m51.7%
South Central Connecticut Planning Region19750$11m54.4%
Naugatuck Valley Planning Region17248$9.7m54.7%
Southeastern Connecticut Planning Region7223$5.1m48.2%
Western Connecticut Planning Region7420$6.1m55.0%
Greater Bridgeport Planning Region7617$3.9m71.4%
Northwest Hills Planning Region3014$2.4m46.4%
Northeastern Connecticut Planning Region3210$1.3m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Carrington Mortgage Services L originate in Connecticut in 2024?

272 loans totalling $60m, from 928 applications reported for properties in Connecticut.

What is Carrington Mortgage Services L's denial rate in Connecticut?

54.4% of decided applications in Connecticut were denied, against 23.7% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Connecticut counties does Carrington Mortgage Services L lend in most?

By originations: Capitol Planning Region (83), South Central Connecticut Planning Region (50), Naugatuck Valley Planning Region (48), Southeastern Connecticut Planning Region (23), Western Connecticut Planning Region (20).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Connecticut. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.