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Carrington Mortgage Services L in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Carrington Mortgage Services L's 2024 HMDA record for Florida covers 4,633 applications, 1,364 of them originated, worth $385m.
Its denial rate in the state was 51.8%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Florida originations was 0.6 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 51.8% | 29.0% | 52.4% | 24.3% |
| Median rate spread, pp | 0.6 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 30.3% | 16.4% | 28.0% | 15.6% |
| Average originated loan | $282k | $359k | $237k | $329k |
| Home purchase share | 27.1% | 62.9% | 19.3% | 57.0% |
| FHA-insured share | 37.5% | 17.7% | 39.6% | 13.4% |
| VA-guaranteed share | 18.7% | 9.5% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
Home purchase 27% (370)Refinancing 6% (87)Cash-out refinancing 63% (853)Other purpose 4% (54)
By type
Conventional 44% (596)FHA 38% (512)VA 19% (255)USDA 0% (1)
Denial reasons as coded
Share of 1,959 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 332 | 102 | $29m | 51.5% |
| Broward County | 344 | 77 | $29m | 52.4% |
| Miami-Dade County | 318 | 74 | $36m | 57.7% |
| Pasco County | 182 | 73 | $19m | 45.3% |
| Palm Beach County | 231 | 70 | $26m | 53.3% |
| Orange County | 230 | 62 | $17m | 55.8% |
| Duval County | 232 | 59 | $13m | 58.0% |
| Polk County | 240 | 56 | $12m | 63.3% |
| Pinellas County | 180 | 49 | $12m | 50.4% |
| Volusia County | 166 | 49 | $12m | 48.9% |
| Lee County | 142 | 44 | $12m | 46.3% |
| Marion County | 124 | 43 | $7.5m | 47.1% |
| Lake County | 101 | 41 | $13m | 45.5% |
| Osceola County | 149 | 36 | $9.5m | 58.3% |
| Hernando County | 99 | 36 | $8.3m | 48.1% |
| Brevard County | 120 | 35 | $8.1m | 45.7% |
| St. Lucie County | 133 | 34 | $10m | 61.5% |
| Manatee County | 101 | 31 | $13m | 52.4% |
| Clay County | 80 | 29 | $7.8m | 47.8% |
| Seminole County | 93 | 28 | $9.6m | 45.7% |
| St. Johns County | 85 | 26 | $6.2m | 54.1% |
| Santa Rosa County | 72 | 25 | $7.1m | 53.3% |
| Okaloosa County | 68 | 25 | $6.8m | 43.1% |
| Flagler County | 47 | 21 | $5.1m | 38.5% |
| Sarasota County | 77 | 20 | $6.0m | 52.3% |
| Leon County | 67 | 19 | $3.2m | 58.9% |
| Escambia County | 65 | 19 | $3.1m | 50.9% |
| Collier County | 51 | 17 | $5.6m | 38.3% |
| Alachua County | 50 | 16 | $2.6m | 50.0% |
| Charlotte County | 47 | 16 | $4.0m | 44.7% |
| Citrus County | 55 | 13 | $2.4m | 56.3% |
| Bay County | 32 | 10 | $1.8m | 46.2% |
| Putnam County | 28 | 10 | $2.2m | 42.3% |
| Indian River County | 28 | 7 | $1.4m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Florida in 2024?
1,364 loans totalling $385m, from 4,633 applications reported for properties in Florida.
What is Carrington Mortgage Services L's denial rate in Florida?
51.8% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does Carrington Mortgage Services L lend in most?
By originations: Hillsborough County (102), Broward County (77), Miami-Dade County (74), Pasco County (73), Palm Beach County (70).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.