Lenders › Carrington Mortgage Services L › Georgia
Carrington Mortgage Services L in Georgia
HMDA record for properties in Georgia, calendar year 2024. National record · Georgia overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
Carrington Mortgage Services L's 2024 HMDA record for Georgia covers 2,742 applications, 829 of them originated, worth $176m.
Its denial rate in the state was 53.1%, above the Georgia rate of 26.9% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Georgia originations was 0.5 percentage points (state median 0.4).
Applications in the state were down 10% on 2023.
Compared with the state and the lender's national record
| Measure | In Georgia | Georgia, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 53.1% | 26.9% | 52.4% | 24.3% |
| Median rate spread, pp | 0.5 | 0.4 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 25.7% | 17.5% | 28.0% | 15.6% |
| Average originated loan | $212k | $313k | $237k | $329k |
| Home purchase share | 12.4% | 57.0% | 19.3% | 57.0% |
| FHA-insured share | 42.7% | 18.3% | 39.6% | 13.4% |
| VA-guaranteed share | 17.1% | 11.6% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateGeorgia, all lenders
Loan purpose and loan type in Georgia
By purpose
Home purchase 12% (103)Refinancing 6% (50)Cash-out refinancing 79% (654)Other purpose 3% (22)
By type
Conventional 40% (331)FHA 43% (354)VA 17% (142)USDA 0% (2)
Denial reasons as coded
Share of 1,212 denials in Georgia by first denial reason coded (outlined bar: all lenders in the state).
Counties in Georgia
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Fulton County | 253 | 74 | $21m | 54.6% |
| Gwinnett County | 215 | 62 | $14m | 53.6% |
| DeKalb County | 158 | 45 | $8.9m | 56.5% |
| Cobb County | 141 | 45 | $13m | 51.3% |
| Henry County | 141 | 41 | $9.8m | 51.7% |
| Clayton County | 128 | 31 | $5.7m | 61.2% |
| Chatham County | 107 | 30 | $5.4m | 56.8% |
| Paulding County | 81 | 28 | $6.1m | 48.5% |
| Douglas County | 64 | 21 | $5.0m | 54.0% |
| Newton County | 82 | 19 | $4.1m | 59.1% |
| Muscogee County | 56 | 17 | $2.7m | 59.6% |
| Houston County | 74 | 16 | $3.0m | 55.9% |
| Rockdale County | 55 | 16 | $4.2m | 56.0% |
| Cherokee County | 44 | 16 | $3.1m | 44.4% |
| Barrow County | 43 | 14 | $2.2m | 51.4% |
| Camden County | 33 | 13 | $2.4m | — |
| Walton County | 38 | 12 | $3.1m | 39.4% |
| Carroll County | 31 | 12 | $2.3m | 44.0% |
| Bartow County | 26 | 12 | $2.3m | — |
| Richmond County | 51 | 11 | $1.6m | 66.0% |
| Coweta County | 35 | 11 | $1.4m | 51.7% |
| Glynn County | 32 | 11 | $2.2m | 51.7% |
| Effingham County | 29 | 11 | $2.1m | 34.6% |
| Bibb County | 28 | 11 | $2.0m | 48.0% |
| Columbia County | 43 | 10 | $2.1m | 57.9% |
| Hall County | 31 | 10 | $2.7m | 62.1% |
| Spalding County | 28 | 10 | $1.5m | 57.7% |
| Fayette County | 35 | 9 | $2.0m | 57.1% |
| Forsyth County | 33 | 9 | $3.1m | 62.1% |
| Bulloch County | 29 | 9 | $1.6m | — |
| Liberty County | 34 | 8 | $1.8m | 58.1% |
| Jackson County | 29 | 7 | $1.3m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Georgia in 2024?
829 loans totalling $176m, from 2,742 applications reported for properties in Georgia.
What is Carrington Mortgage Services L's denial rate in Georgia?
53.1% of decided applications in Georgia were denied, against 26.9% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Georgia counties does Carrington Mortgage Services L lend in most?
By originations: Fulton County (74), Gwinnett County (62), DeKalb County (45), Cobb County (45), Henry County (41).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Georgia. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.