Lenders › Carrington Mortgage Services L › Idaho
Carrington Mortgage Services L in Idaho
HMDA record for properties in Idaho, calendar year 2024. National record · Idaho overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Idaho, Carrington Mortgage Services L reported 141 applications and 52 originations for 2024, $11m in all.
Its denial rate in the state was 48.4%, above the Idaho rate of 19.4% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Idaho originations was 0.7 percentage points (state median 0.3).
Applications in the state were up 16% on 2023.
Compared with the state and the lender's national record
| Measure | In Idaho | Idaho, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 48.4% | 19.4% | 52.4% | 24.3% |
| Median rate spread, pp | 0.7 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 35.3% | 15.9% | 28.0% | 15.6% |
| Average originated loan | $217k | $314k | $237k | $329k |
| Home purchase share | 17.3% | 54.0% | 19.3% | 57.0% |
| FHA-insured share | 32.7% | 12.5% | 39.6% | 13.4% |
| VA-guaranteed share | 23.1% | 8.0% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIdaho, all lenders
Loan purpose and loan type in Idaho
By purpose
Home purchase 17% (9)Refinancing 4% (2)Cash-out refinancing 75% (39)Other purpose 4% (2)
By type
Conventional 44% (23)FHA 33% (17)VA 23% (12)
Denial reasons as coded
Share of 60 denials in Idaho by first denial reason coded (outlined bar: all lenders in the state).
Counties in Idaho
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Idaho in 2024?
52 loans totalling $11m, from 141 applications reported for properties in Idaho.
What is Carrington Mortgage Services L's denial rate in Idaho?
48.4% of decided applications in Idaho were denied, against 19.4% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Idaho counties does Carrington Mortgage Services L lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Idaho. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.