Lenders › Carrington Mortgage Services L › Illinois
Carrington Mortgage Services L in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Illinois, Carrington Mortgage Services L reported 1,367 applications and 391 originations for 2024, $71m in all.
Its denial rate in the state was 54.8%, above the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Illinois originations was 0.7 percentage points (state median 0.5).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 54.8% | 23.3% | 52.4% | 24.3% |
| Median rate spread, pp | 0.7 | 0.5 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 33.4% | 15.4% | 28.0% | 15.6% |
| Average originated loan | $181k | $273k | $237k | $329k |
| Home purchase share | 18.9% | 61.1% | 19.3% | 57.0% |
| FHA-insured share | 48.1% | 10.7% | 39.6% | 13.4% |
| VA-guaranteed share | 14.3% | 4.9% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 19% (74)Refinancing 9% (36)Cash-out refinancing 67% (262)Other purpose 5% (19)
By type
Conventional 38% (147)FHA 48% (188)VA 14% (56)
Denial reasons as coded
Share of 617 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 549 | 124 | $26m | 60.8% |
| Will County | 135 | 46 | $9.5m | 48.7% |
| Kane County | 57 | 23 | $4.7m | 40.8% |
| DuPage County | 89 | 22 | $4.2m | 56.7% |
| Winnebago County | 39 | 16 | $2.1m | 44.1% |
| Lake County | 52 | 15 | $3.1m | 53.5% |
| Madison County | 39 | 15 | $1.9m | 45.2% |
| Kendall County | 48 | 13 | $3.0m | 63.6% |
| St. Clair County | 29 | 11 | $2.1m | 52.0% |
| McHenry County | 29 | 9 | $1.7m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Illinois in 2024?
391 loans totalling $71m, from 1,367 applications reported for properties in Illinois.
What is Carrington Mortgage Services L's denial rate in Illinois?
54.8% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does Carrington Mortgage Services L lend in most?
By originations: Cook County (124), Will County (46), Kane County (23), DuPage County (22), Winnebago County (16).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.