Lenders › Carrington Mortgage Services L › Indiana
Carrington Mortgage Services L in Indiana
HMDA record for properties in Indiana, calendar year 2024. National record · Indiana overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Indiana, Carrington Mortgage Services L reported 1,866 applications and 640 originations for 2024, $99m in all.
Its denial rate in the state was 48.7%, above the Indiana rate of 21.5% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Indiana originations was 0.7 percentage points (state median 0.5).
Applications in the state were up 20% on 2023.
Compared with the state and the lender's national record
| Measure | In Indiana | Indiana, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 48.7% | 21.5% | 52.4% | 24.3% |
| Median rate spread, pp | 0.7 | 0.5 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 30.1% | 15.8% | 28.0% | 15.6% |
| Average originated loan | $154k | $216k | $237k | $329k |
| Home purchase share | 11.3% | 53.1% | 19.3% | 57.0% |
| FHA-insured share | 50.6% | 14.5% | 39.6% | 13.4% |
| VA-guaranteed share | 11.7% | 6.0% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIndiana, all lenders
Loan purpose and loan type in Indiana
By purpose
Home purchase 11% (72)Refinancing 3% (21)Cash-out refinancing 82% (524)Other purpose 4% (23)
By type
Conventional 38% (241)FHA 51% (324)VA 12% (75)
Denial reasons as coded
Share of 760 denials in Indiana by first denial reason coded (outlined bar: all lenders in the state).
Counties in Indiana
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Marion County | 216 | 84 | $14m | 41.7% |
| Lake County | 149 | 50 | $9.8m | 48.8% |
| Allen County | 91 | 37 | $5.3m | 42.3% |
| St. Joseph County | 56 | 24 | $2.7m | 47.2% |
| Porter County | 46 | 23 | $5.0m | 35.0% |
| Hendricks County | 51 | 22 | $4.5m | 38.1% |
| Hamilton County | 63 | 21 | $4.5m | 50.0% |
| Tippecanoe County | 43 | 16 | $3.2m | 47.4% |
| Johnson County | 50 | 14 | $2.0m | 47.6% |
| Madison County | 49 | 14 | $1.4m | 60.5% |
| Elkhart County | 45 | 13 | $1.8m | 58.1% |
| Vanderburgh County | 28 | 13 | $2.1m | — |
| Kosciusko County | 43 | 12 | $2.3m | 57.6% |
| Clark County | 39 | 12 | $1.5m | 54.3% |
| Vigo County | 30 | 12 | $1.2m | — |
| Delaware County | 39 | 10 | $1.1m | 59.4% |
| DeKalb County | 25 | 10 | $1.5m | — |
| Putnam County | 29 | 8 | $1.1m | — |
| Henry County | 25 | 8 | $640k | — |
| Bartholomew County | 28 | 7 | $1.0m | — |
| Noble County | 28 | 7 | $715k | — |
| Hancock County | 28 | 5 | $905k | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Indiana in 2024?
640 loans totalling $99m, from 1,866 applications reported for properties in Indiana.
What is Carrington Mortgage Services L's denial rate in Indiana?
48.7% of decided applications in Indiana were denied, against 21.5% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Indiana counties does Carrington Mortgage Services L lend in most?
By originations: Marion County (84), Lake County (50), Allen County (37), St. Joseph County (24), Porter County (23).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Indiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.