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Carrington Mortgage Services L in Louisiana

HMDA record for properties in Louisiana, calendar year 2024. National record · Louisiana overview

LEI 549300R9S3MVDV4MGF56
Reporting agency Department of Housing and Urban Development
State Louisiana

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Louisiana, Carrington Mortgage Services L reported 678 applications and 135 originations for 2024, $24m in all.

Its denial rate in the state was 62.7%, above the Louisiana rate of 30.2% across all lenders and compared with the lender's national rate of 52.4%.

The median rate spread on its Louisiana originations was 0.6 percentage points (state median 0.4).

Applications in the state were down 9% on 2023.

678applications in LA, 20241.5% of the lender's total
135loans originated$24m
62.7%denial rateLA all lenders 30.2%
0.6 ppmedian rate spreadLA 0.4 pp

Compared with the state and the lender's national record

MeasureIn LouisianaLouisiana, all lendersCarrington Mortgage Services L, all statesUnited States
Denial rate62.7%30.2%52.4%24.3%
Median rate spread, pp0.60.40.60.3
Originations with spread of 1.5 pp or more27.7%17.0%28.0%15.6%
Average originated loan$176k$234k$237k$329k
Home purchase share19.3%63.7%19.3%57.0%
FHA-insured share42.2%20.7%39.6%13.4%
VA-guaranteed share17.0%9.3%18.0%7.9%

Trend by year

ApplicationsOriginations

06561,3122022: 1,312 Applications2023: 741 Applications2024: 678 Applications2022: 290 Originations2023: 159 Originations2024: 135 Originations202220232024
Carrington Mortgage Services L in Louisiana: applications and originations, 2022–2024

This lender in stateLouisiana, all lenders

0%33.4%66.8%2022: 26.5% This lender in state2023: 66.8% This lender in state2024: 62.7% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Louisiana

By purpose

Home purchase 19% (26)Refinancing 11% (15)Cash-out refinancing 68% (92)Other purpose 1% (2)

By type

Conventional 38% (51)FHA 42% (57)VA 17% (23)USDA 3% (4)

Denial reasons as coded

Credit application incomplete87%
Debt-to-income ratio5.5%
Credit history2.9%
Collateral2%
Insufficient cash (downpayment, closing costs)0.9%
Unverifiable information0.9%
Other0.6%
Employment history0.3%
Mortgage insurance denied0%

Share of 347 denials in Louisiana by first denial reason coded (outlined bar: all lenders in the state).

Counties in Louisiana

CountyApplicationsOriginationsAmountDenial rate
Jefferson Parish5914$2.8m57.1%
Orleans Parish5411$2.5m62.8%
St. Tammany Parish4011$2.3m62.5%
East Baton Rouge Parish698$1.4m76.4%
Caddo Parish668$1.3m68.4%
Livingston Parish337$1.4m67.9%
Tangipahoa Parish297$1.0m—
Lafayette Parish266$1.0m—
Bossier Parish254$610k—
Ascension Parish362$770k—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Carrington Mortgage Services L originate in Louisiana in 2024?

135 loans totalling $24m, from 678 applications reported for properties in Louisiana.

What is Carrington Mortgage Services L's denial rate in Louisiana?

62.7% of decided applications in Louisiana were denied, against 30.2% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Louisiana counties does Carrington Mortgage Services L lend in most?

By originations: Jefferson Parish (14), Orleans Parish (11), St. Tammany Parish (11), East Baton Rouge Parish (8), Caddo Parish (8).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Louisiana. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.