Lenders › Carrington Mortgage Services L › Maryland
Carrington Mortgage Services L in Maryland
HMDA record for properties in Maryland, calendar year 2024. National record · Maryland overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Maryland, Carrington Mortgage Services L reported 1,326 applications and 344 originations for 2024, $95m in all.
Its denial rate in the state was 59.1%, above the Maryland rate of 24.9% across all lenders and compared with the lender's national rate of 52.4%.
The median rate spread on its Maryland originations was 0.7 percentage points (state median 0.3).
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In Maryland | Maryland, all lenders | Carrington Mortgage Services L, all states | United States |
|---|---|---|---|---|
| Denial rate | 59.1% | 24.9% | 52.4% | 24.3% |
| Median rate spread, pp | 0.7 | 0.3 | 0.6 | 0.3 |
| Originations with spread of 1.5 pp or more | 32.4% | 17.7% | 28.0% | 15.6% |
| Average originated loan | $275k | $348k | $237k | $329k |
| Home purchase share | 20.6% | 56.2% | 19.3% | 57.0% |
| FHA-insured share | 41.3% | 14.6% | 39.6% | 13.4% |
| VA-guaranteed share | 17.2% | 10.0% | 18.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateMaryland, all lenders
Loan purpose and loan type in Maryland
By purpose
Home purchase 21% (71)Refinancing 10% (36)Cash-out refinancing 67% (230)Other purpose 2% (7)
By type
Conventional 42% (143)FHA 41% (142)VA 17% (59)
Denial reasons as coded
Share of 648 denials in Maryland by first denial reason coded (outlined bar: all lenders in the state).
Counties in Maryland
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Prince George's County | 379 | 102 | $34m | 61.0% |
| Baltimore County | 181 | 47 | $10m | 58.0% |
| Baltimore city | 139 | 30 | $4.8m | 63.6% |
| Anne Arundel County | 119 | 25 | $6.6m | 62.5% |
| Charles County | 73 | 22 | $7.9m | 47.4% |
| Montgomery County | 90 | 19 | $6.0m | 65.0% |
| Harford County | 54 | 17 | $4.2m | 54.3% |
| Frederick County | 43 | 13 | $3.0m | 48.4% |
| Wicomico County | 28 | 12 | $3.5m | — |
| Carroll County | 28 | 9 | $2.7m | 60.7% |
| Washington County | 28 | 9 | $2.0m | — |
| Howard County | 31 | 7 | $2.4m | 63.0% |
| St. Mary's County | 25 | 7 | $2.2m | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Carrington Mortgage Services L originate in Maryland in 2024?
344 loans totalling $95m, from 1,326 applications reported for properties in Maryland.
What is Carrington Mortgage Services L's denial rate in Maryland?
59.1% of decided applications in Maryland were denied, against 24.9% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Maryland counties does Carrington Mortgage Services L lend in most?
By originations: Prince George's County (102), Baltimore County (47), Baltimore city (30), Anne Arundel County (25), Charles County (22).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Maryland. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.