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Carrington Mortgage Services L in Wyoming

HMDA record for properties in Wyoming, calendar year 2024. National record · Wyoming overview

LEI 549300R9S3MVDV4MGF56
Reporting agency Department of Housing and Urban Development
State Wyoming

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

Carrington Mortgage Services L's 2024 HMDA record for Wyoming covers 122 applications, 29 of them originated, worth $5.6m.

Its denial rate in the state was 55.2%, above the Wyoming rate of 21.0% across all lenders and compared with the lender's national rate of 52.4%.

The median rate spread on its Wyoming originations was 0.9 percentage points (state median 0.3).

Applications in the state were up 37% on 2023.

122applications in WY, 20240.3% of the lender's total
29loans originated$5.6m
55.2%denial rateWY all lenders 21.0%
0.9 ppmedian rate spreadWY 0.3 pp

Compared with the state and the lender's national record

MeasureIn WyomingWyoming, all lendersCarrington Mortgage Services L, all statesUnited States
Denial rate55.2%21.0%52.4%24.3%
Median rate spread, pp0.90.30.60.3
Originations with spread of 1.5 pp or more34.5%14.6%28.0%15.6%
Average originated loan$194k$284k$237k$329k
Home purchase share6.9%59.2%19.3%57.0%
FHA-insured share44.8%17.5%39.6%13.4%
VA-guaranteed share17.2%13.1%18.0%7.9%

Trend by year

ApplicationsOriginations

0791582022: 158 Applications2023: 89 Applications2024: 122 Applications2022: 43 Originations2023: 26 Originations2024: 29 Originations202220232024
Carrington Mortgage Services L in Wyoming: applications and originations, 2022–2024

This lender in stateWyoming, all lenders

0%28.4%56.8%2022: 17.2% This lender in state2023: 56.8% This lender in state2024: 55.2% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Wyoming

By purpose

Home purchase 7% (2)Refinancing 14% (4)Cash-out refinancing 79% (23)

By type

Conventional 38% (11)FHA 45% (13)VA 17% (5)

Denial reasons as coded

Credit application incomplete85.4%
Collateral6.3%
Credit history4.2%
Debt-to-income ratio2.1%
Other2.1%
Employment history0%
Insufficient cash (downpayment, closing costs)0%
Unverifiable information0%
Mortgage insurance denied0%

Share of 48 denials in Wyoming by first denial reason coded (outlined bar: all lenders in the state).

Counties in Wyoming

CountyApplicationsOriginationsAmountDenial rate
Campbell County269$2.6m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did Carrington Mortgage Services L originate in Wyoming in 2024?

29 loans totalling $5.6m, from 122 applications reported for properties in Wyoming.

What is Carrington Mortgage Services L's denial rate in Wyoming?

55.2% of decided applications in Wyoming were denied, against 21.0% for all lenders in the state and 52.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Wyoming counties does Carrington Mortgage Services L lend in most?

By originations: Campbell County (9).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Wyoming. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.