CIBM Bank reported 243 applications for homes in Wisconsin in the HMDA data of 2025.
It originated 202 loans in the state in 2025, for $82.0 million in total.
The median interest rate of these loans in 2025 was 6.625%, and the median of all lenders in Wisconsin was 6.500%.
The median total loan costs in 2025 were $2,863, and the state median was $3,342.
It denied 1.9% of the applications that it decided in the state in 2025, and the state denial rate was 16.4%.
Filed figures of CIBM Bank in Wisconsin, 2025
Figure
In WI
Lender, all states
WI, all lenders
Applications
243
764
226,965
Loans originated
202
557
154,669
Median interest rate
6.625%
6.625%
6.500%
Median total loan costs
$2,863
$4,336
$3,342
Denial rate
1.9%
4.6%
16.4%
HMDA data are generally not used alone to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions.
Pricing medians of CIBM Bank in Wisconsin, 2025Each value has the median of all lenders in Wisconsin under it.
Loans
Loans in the medians
Interest rate
Total loan costs
Origination charges
Discount points, of the loans with points
Lender credits, of the loans with credits
Rate spread, points
All loans in WI
188
6.625%WI 6.500%
$2,863WI $3,342
$1,000WI $1,240
$555WI $1,900
$442WI $568
0.178WI 0.137
Medians are for originated closed-end loans with a first lien. Reverse mortgages, open-end lines of credit and loans for a business purpose are not in the medians. A median needs 20 loans.
The median rate spread was 0.178 percentage points above the average prime offer rate. On a loan of $300,000, that is about $534 more a year, or $45 more a month.
The dollar amount is a simple interest approximation: the rate spread times the full loan amount for one year. The balance of a loan decreases with each payment, and an APR includes some fees, so the amount for a real loan is different.
Federal Financial Institutions Examination Council and Consumer Financial Protection Bureau, Home Mortgage Disclosure Act data, 2025
Data date
HMDA year . Page made .
Provenance
The figures come from the public HMDA loan/application register of 2022 to 2025. They are the records of this LEI for homes in Wisconsin. This site withholds a figure with fewer than 25 applications. Method of the figures. Terms. Report an error.
Questions
What share of the loans of CIBM Bank were in Wisconsin in 2025?
202 of its loans originated, out of 557 in all states. That is 36.3%.
In which counties of Wisconsin did CIBM Bank originate the most loans in 2025?
The three with the most loans were Milwaukee County (63), Sheboygan County (46) and Waukesha County (41).
Which loan types did CIBM Bank originate in Wisconsin in 2025?
180 conventional, 17 FHA and 5 VA.
How did the applications of CIBM Bank in Wisconsin change from 2022 to 2025?
It reported 240 applications in 2022 and 243 in 2025.