Lenders › Polish & Slavic Federal Credit › Illinois
Polish & Slavic Federal Credit in Illinois
HMDA record for properties in Illinois, calendar year 2024. National record · Illinois overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Illinois, Polish & Slavic Federal Credit reported 412 applications and 243 originations for 2024, $53m in all.
Its denial rate in the state was 21.9%, close to the Illinois rate of 23.3% across all lenders and compared with the lender's national rate of 21.4%.
The median rate spread on its Illinois originations was 0.2 percentage points (state median 0.5).
Applications in the state were up 18% on 2023.
Compared with the state and the lender's national record
| Measure | In Illinois | Illinois, all lenders | Polish & Slavic Federal Credit, all states | United States |
|---|---|---|---|---|
| Denial rate | 21.9% | 23.3% | 21.4% | 24.3% |
| Median rate spread, pp | 0.2 | 0.5 | 0.1 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 15.4% | 0.0% | 15.6% |
| Average originated loan | $219k | $273k | $295k | $329k |
| Home purchase share | 63.0% | 61.1% | 58.0% | 57.0% |
| FHA-insured share | 0.0% | 10.7% | 0.0% | 13.4% |
| VA-guaranteed share | 0.0% | 4.9% | 0.0% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateIllinois, all lenders
Loan purpose and loan type in Illinois
By purpose
Home purchase 63% (153)Home improvement 13% (31)Refinancing 3% (7)Cash-out refinancing 7% (16)Other purpose 15% (36)
By type
Conventional 100% (243)
Denial reasons as coded
Share of 70 denials in Illinois by first denial reason coded (outlined bar: all lenders in the state).
Counties in Illinois
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Cook County | 269 | 156 | $37m | 20.3% |
| DuPage County | 58 | 38 | $6.9m | 18.8% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did Polish & Slavic Federal Credit originate in Illinois in 2024?
243 loans totalling $53m, from 412 applications reported for properties in Illinois.
What is Polish & Slavic Federal Credit's denial rate in Illinois?
21.9% of decided applications in Illinois were denied, against 23.3% for all lenders in the state and 21.4% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Illinois counties does Polish & Slavic Federal Credit lend in most?
By originations: Cook County (156), DuPage County (38).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Illinois. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.