Lenders › ALCOVA Mortgage, LLC › Texas
ALCOVA Mortgage, LLC in Texas
HMDA record for properties in Texas, calendar year 2024. National record · Texas overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Texas, ALCOVA Mortgage, LLC reported 164 applications and 139 originations for 2024, $48m in all.
Its denial rate in the state was 2.0%, below the Texas rate of 26.0% across all lenders and compared with the lender's national rate of 4.0%.
The median rate spread on its Texas originations was 0.2 percentage points (state median 0.2).
Applications in the state were up 59% on 2023.
Compared with the state and the lender's national record
| Measure | In Texas | Texas, all lenders | ALCOVA Mortgage, LLC, all states | United States |
|---|---|---|---|---|
| Denial rate | 2.0% | 26.0% | 4.0% | 24.3% |
| Median rate spread, pp | 0.2 | 0.2 | 0.4 | 0.3 |
| Originations with spread of 1.5 pp or more | 0.0% | 11.8% | 3.3% | 15.6% |
| Average originated loan | $343k | $350k | $285k | $329k |
| Home purchase share | 60.4% | 72.8% | 88.4% | 57.0% |
| FHA-insured share | 21.6% | 19.8% | 24.3% | 13.4% |
| VA-guaranteed share | 15.8% | 10.4% | 10.2% | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateTexas, all lenders
Loan purpose and loan type in Texas
By purpose
Home purchase 60% (84)Refinancing 40% (55)
By type
Conventional 63% (87)FHA 22% (30)VA 16% (22)
Denial reasons as coded
Withheld: fewer than 25 denials in the state.
Counties in Texas
No county in the state reaches 25 applications.
Questions and answers
How many mortgages did ALCOVA Mortgage, LLC originate in Texas in 2024?
139 loans totalling $48m, from 164 applications reported for properties in Texas.
What is ALCOVA Mortgage, LLC's denial rate in Texas?
2.0% of decided applications in Texas were denied, against 26.0% for all lenders in the state and 4.0% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Texas counties does ALCOVA Mortgage, LLC lend in most?
No county in the state reaches 25 applications.
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Texas. Built 1 Oct 2026; data through 1 Aug 2026. See methodology and corrections.