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DG Pinnacle Funding, LLC in Florida

HMDA record for properties in Florida, calendar year 2024. National record · Florida overview

LEI 549300S1TXPDZJPDYW17
Reporting agency Department of Housing and Urban Development
State Florida

HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.

In Florida, DG Pinnacle Funding, LLC reported 373 applications and 242 originations for 2024, $90m in all.

Its denial rate in the state was 9.4%, below the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 9.1%.

The median rate spread on its Florida originations was 0.9 percentage points (state median 0.3).

Applications in the state were up 138% on 2023.

373applications in FL, 202496.1% of the lender's total
242loans originated$90m
9.4%denial rateFL all lenders 29.0%
0.9 ppmedian rate spreadFL 0.3 pp

Compared with the state and the lender's national record

MeasureIn FloridaFlorida, all lendersDG Pinnacle Funding, LLC, all statesUnited States
Denial rate9.4%29.0%9.1%24.3%
Median rate spread, pp0.90.30.90.3
Originations with spread of 1.5 pp or more23.6%16.4%25.7%15.6%
Average originated loan$371k$359k$370k$329k
Home purchase share89.7%62.9%89.6%57.0%
FHA-insured share38.0%17.7%37.3%13.4%
VA-guaranteed share0.8%9.5%0.8%7.9%

Trend by year

ApplicationsOriginations

0186.53732022: 155 Applications2023: 157 Applications2024: 373 Applications2022: 144 Originations2023: 144 Originations2024: 242 Originations202220232024
DG Pinnacle Funding, LLC in Florida: applications and originations, 2022–2024

This lender in stateFlorida, all lenders

0%15.1%30.2%2022: 7.1% This lender in state2023: 8.3% This lender in state2024: 9.4% This lender in state202220232024
Denial rate by year, state rate dashed

Loan purpose and loan type in Florida

By purpose

Home purchase 90% (217)Refinancing 3% (7)Cash-out refinancing 7% (18)

By type

Conventional 61% (148)FHA 38% (92)VA 1% (2)

Denial reasons as coded

Other56%
Collateral16%
Credit history8%
Insufficient cash (downpayment, closing costs)8%
Unverifiable information8%
Debt-to-income ratio4%
Employment history0%
Credit application incomplete0%
Mortgage insurance denied0%

Share of 25 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).

Counties in Florida

CountyApplicationsOriginationsAmountDenial rate
Miami-Dade County195122$48m11.6%
Broward County5239$19m2.5%
Lee County2614$4.4m—

Counties with at least 25 applications, by originations.

Questions and answers

How many mortgages did DG Pinnacle Funding, LLC originate in Florida in 2024?

242 loans totalling $90m, from 373 applications reported for properties in Florida.

What is DG Pinnacle Funding, LLC's denial rate in Florida?

9.4% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 9.1% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.

Which Florida counties does DG Pinnacle Funding, LLC lend in most?

By originations: Miami-Dade County (122), Broward County (39), Lee County (14).

Where does this data come from?

From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.

Provenance

Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.