Lenders › First Credit Corporation of Ny, Inc. › Florida
First Credit Corporation of Ny, Inc. in Florida
HMDA record for properties in Florida, calendar year 2024. National record · Florida overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In Florida, First Credit Corporation of Ny, Inc. reported 215 applications and 0 originations for 2024, $0 in all.
Its denial rate in the state was 81.7%, above the Florida rate of 29.0% across all lenders and compared with the lender's national rate of 82.7%.
Applications in the state were down 44% on 2023.
Compared with the state and the lender's national record
| Measure | In Florida | Florida, all lenders | First Credit Corporation of Ny, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 81.7% | 29.0% | 82.7% | 24.3% |
| Median rate spread, pp | — | 0.3 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 16.4% | — | 15.6% |
| Average originated loan | — | $359k | — | $329k |
| Home purchase share | — | 62.9% | — | 57.0% |
| FHA-insured share | — | 17.7% | — | 13.4% |
| VA-guaranteed share | — | 9.5% | — | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateFlorida, all lenders
Loan purpose and loan type in Florida
By purpose
No originations to show.
By type
No originations to show.
Denial reasons as coded
Share of 170 denials in Florida by first denial reason coded (outlined bar: all lenders in the state).
Counties in Florida
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Polk County | 58 | 0 | $0 | 87.5% |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First Credit Corporation of Ny, Inc. originate in Florida in 2024?
0 loans totalling $0, from 215 applications reported for properties in Florida.
What is First Credit Corporation of Ny, Inc.'s denial rate in Florida?
81.7% of decided applications in Florida were denied, against 29.0% for all lenders in the state and 82.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which Florida counties does First Credit Corporation of Ny, Inc. lend in most?
By originations: Polk County (0).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in Florida. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.