Lenders › First Credit Corporation of Ny, Inc. › New Jersey
First Credit Corporation of Ny, Inc. in New Jersey
HMDA record for properties in New Jersey, calendar year 2024. National record · New Jersey overview
HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws. The data do not include some legitimate credit risk considerations for loan approval and loan pricing decisions. Cells under 25 applications are withheld.
In New Jersey, First Credit Corporation of Ny, Inc. reported 382 applications and 0 originations for 2024, $0 in all.
Its denial rate in the state was 84.4%, above the New Jersey rate of 26.0% across all lenders and compared with the lender's national rate of 82.7%.
Applications in the state were about level with 2023.
Compared with the state and the lender's national record
| Measure | In New Jersey | New Jersey, all lenders | First Credit Corporation of Ny, Inc., all states | United States |
|---|---|---|---|---|
| Denial rate | 84.4% | 26.0% | 82.7% | 24.3% |
| Median rate spread, pp | — | 0.4 | — | 0.3 |
| Originations with spread of 1.5 pp or more | — | 17.7% | — | 15.6% |
| Average originated loan | — | $387k | — | $329k |
| Home purchase share | — | 51.0% | — | 57.0% |
| FHA-insured share | — | 11.2% | — | 13.4% |
| VA-guaranteed share | — | 2.9% | — | 7.9% |
Trend by year
ApplicationsOriginations
This lender in stateNew Jersey, all lenders
Loan purpose and loan type in New Jersey
By purpose
No originations to show.
By type
No originations to show.
Denial reasons as coded
Share of 304 denials in New Jersey by first denial reason coded (outlined bar: all lenders in the state).
Counties in New Jersey
| County | Applications | Originations | Amount | Denial rate |
|---|---|---|---|---|
| Ocean County | 96 | 0 | $0 | 84.6% |
| Middlesex County | 89 | 0 | $0 | 84.7% |
| Atlantic County | 57 | 0 | $0 | 78.6% |
| Monmouth County | 29 | 0 | $0 | 78.6% |
| Cape May County | 28 | 0 | $0 | 81.5% |
| Burlington County | 26 | 0 | $0 | — |
Counties with at least 25 applications, by originations.
Questions and answers
How many mortgages did First Credit Corporation of Ny, Inc. originate in New Jersey in 2024?
0 loans totalling $0, from 382 applications reported for properties in New Jersey.
What is First Credit Corporation of Ny, Inc.'s denial rate in New Jersey?
84.4% of decided applications in New Jersey were denied, against 26.0% for all lenders in the state and 82.7% for this lender nationally. HMDA data alone cannot be used to determine whether a lender is complying with fair lending laws.
Which New Jersey counties does First Credit Corporation of Ny, Inc. lend in most?
By originations: Ocean County (0), Middlesex County (0), Atlantic County (0), Monmouth County (0), Cape May County (0).
Where does this data come from?
From the 2024 public HMDA loan/application register (FFIEC and CFPB), filtered to the lender's LEI and the property state. Cells under 25 applications are withheld.
Provenance
Source: HMDA public loan/application register 2022, 2023, 2024 (FFIEC and CFPB, public domain), records for this LEI with a property in New Jersey. Built 30 Sep 2026; data through 1 Aug 2026. See methodology and corrections.